Spread the cost of a side loader forklift from £25,000 to £90,000 with flexible finance options. HP, lease, or contract hire
Yes, side loaders are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £90,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£25k – £90k
Approval Speed
24–48 hours
Same-day for established businesses
Rates From
5.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical side loader price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £50,000: a 10% deposit of £5,000, then 48 monthly payments of £1,055 at 5.9% APR representative (fixed). Total amount payable £55,640, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Combilift C-Series Electric Side Loader | £28,000 – £45,000 | Electric Side Loader |
| Combilift Diesel Side Loader | £40,000 – £65,000 | Diesel Side Loader |
| Hyster Side Loader | £45,000 – £75,000 | Heavy-Duty Side Loader |
| Combi-CB Multidirectional Side Loader | £50,000 – £90,000 | Multidirectional Side Loader |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Side loaders qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, subject to the current AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and contract hire payments are treated as a revenue expense and are usually fully deductible against profits.
Side loaders are bought mainly by timber merchants, steel stockholders, builders' merchants and precast concrete yards handling long or bulky loads that don't suit a conventional counterbalance forklift. Diesel remains common for outdoor yard work where refuelling speed matters more than emissions, while electric side loaders are increasingly specified for indoor or covered yard use, and the choice materially affects both the purchase price and the running cost over the finance term. Contract hire suits yards that run a side loader outdoors for long hours across the working week and want servicing and tyre wear bundled into a fixed cost rather than managed separately. Replacement tends to follow hours run and wear on the mast, chassis and tyres from constant outdoor use, and the used market is smaller and more specialist than for general forklifts because side loaders are built for a narrower range of applications.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.