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Security Tags Finance

Spread the cost of an EAS security tagging system from £2,000 to £60,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a security tags?

Yes, security tagss are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £60,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£2k – £60k

Approval Speed

24–48 hours

Same-day for < £15k

Rates From

6.3% APR

What would a security tags cost per month?

£13,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical security tags price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.7% APR
Term
24–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
A single site keeping the same equipment for several years

Finance Lease

Rate
From 6.3% APR
Term
24–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Deducting the full payment against profit

Operating Lease

Rate
From 7.0% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Multi-site retailers refreshing equipment across the estate on the same cycle

Representative example

On a purchase price of £13,000: a 10% deposit of £1,300, then 48 monthly payments of £274 at 5.9% APR representative (fixed). Total amount payable £14,452, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
EAS Antenna Pair (single entrance, AM or RF) £2,000 – £5,500 Single-Entrance Antenna
Multi-Lane EAS Detection System £8,000 – £20,000 Multi-Lane Detection
Source Tagging Deactivator/Detacher Unit £3,000 – £9,000 Deactivator Unit
Multi-Site EAS Rollout (10+ stores) £30,000 – £60,000 Estate Rollout

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Tax benefits

This equipment qualifies for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Finance lease payments are typically deductible in full from profit as they are paid, and refinancing an owned asset does not change its capital allowances position.

Market context

What gets financed under security tags is the detection system, the antenna pedestals at the door and the deactivation or detaching equipment at the till, rather than the tags themselves, which are a low-cost consumable bought on a running basis and not suited to asset finance. Multi-site retailers usually roll out the same detection technology, acousto-magnetic or radio frequency, across an estate to keep tag stock and till procedures consistent from store to store, so like other retail equipment here the finance is often sized to the rollout rather than one store. Replacement is typically driven by a store refit, a move between AM and RF technology, or extending source tagging, where the tag is applied at the supplier rather than in-store, to a wider product range requiring different deactivation equipment at the till.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does security tags finance cover the tags themselves?
No. What gets financed is the detection system, the antenna pedestals at the door and the deactivation or detaching equipment at the till, rather than the tags themselves, which are a low-cost consumable bought on a running basis and not suited to asset finance. When people ask about financing security tags they generally mean this detection and deactivation equipment, so it is worth being clear with your broker or supplier about which parts of a quote are financeable hardware and which are ongoing consumable costs.
What is the difference between AM and RF EAS technology for finance purposes?
Acousto-magnetic and radio frequency are the two main detection technologies, and lenders finance both in the same way since the choice is about store layout and product type rather than asset risk. Multi-site retailers usually roll out the same technology across an estate to keep tag stock and till procedures consistent, so the finance is often sized to a full rollout rather than a single store. Moving between AM and RF later generally means replacing the detection pedestals and tags together, which is itself a common reason for a further finance agreement.
How many antenna pedestals does a typical store need?
It varies with the width of the entrance and the store's layout, and this is set by the security equipment supplier's survey rather than a fixed rule, so it is worth getting a site-specific specification before applying for finance rather than assuming a standard number. Lenders finance the pedestals as specified in the supplier's quote, so a wider entrance needing more pedestals simply increases the total facility rather than changing how the finance itself works. Multi-site retailers should expect the pedestal count to vary between stores of different sizes.
What deposit is typical for EAS system finance?
Hire purchase typically asks for a deposit of around 10 to 20% of the system's cost, with the balance spread over the agreed term and ownership passing to you at the end. A finance lease or operating lease usually needs no deposit, since the lender's security is the equipment itself, which suits multi-site retailers rolling out the same technology across several stores and wanting to keep cash free during the rollout. The deposit level also depends on whether the rollout covers one store or several at once.
Can installation of pedestals and till deactivators be included in the agreement?
Yes. Most lenders will finance the full cost of an EAS system installation, including delivery, cabling and fitting of pedestals and the deactivation or detaching equipment at the till, rather than just the hardware purchase price, provided the supplier's quote sets these costs out clearly. This is particularly useful for a multi-site rollout, where installation across several stores can be a meaningful part of the total project cost. Bundling it into the finance keeps the repayment schedule reflecting the whole project.
How quickly can EAS system finance be approved?
A single-store installation is commonly approved within 24 to 48 hours once your application, the supplier's quote and basic company details are with the lender. A multi-site rollout typically takes a little longer, around one to two weeks, since the lender is reviewing a larger facility covering several stores and pedestal counts. Having the full site-by-site specification from your security equipment supplier ready before applying is the most reliable way to avoid delays partway through a rollout.

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