Spread the cost of a deli counter from £3,000 to £40,000+ with flexible finance options. HP, lease, or refinance
Yes, deli counters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £40,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £40k
Approval Speed
24–48 hours
Same-day for < £20k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical deli counter price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £11,000: a 10% deposit of £1,100, then 48 monthly payments of £232 at 5.9% APR representative (fixed). Total amount payable £12,236, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Serve-Over Deli Counter (single bay) | £3,000 – £8,000 | Single-Bay Counter |
| Multi-Bay Chilled Deli Counter | £10,000 – £20,000 | Multi-Bay Counter |
| Deli Counter with Integrated Scale and Slicer Bundle | £15,000 – £30,000 | Integrated Bundle |
| Full Deli Fit-Out (counter, display and prep) | £25,000 – £40,000 | Full Fit-Out |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
This equipment qualifies for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Finance lease payments are typically deductible in full from profit as they are paid, and refinancing an owned asset does not change its capital allowances position.
Deli counters are bought by supermarkets, farm shops and delicatessens serving sliced meat, cheese and prepared foods over the counter, and the equipment on a deli bay typically includes the chilled serve-over counter itself alongside a weighing scale and a meat or cheese slicer, which are often bought and financed together as a bundle rather than as separate line items. As with bakery and refrigerated display, multi-site retailers building or refitting deli bays across an estate usually finance the equipment as part of the wider bay fit-out. Replacement is usually driven by a store refit or an expansion of the range served, adding hot food service to an existing cold deli for example, rather than the counter wearing out.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.