Spread the cost of a click and collect locker bank from £8,000 to £120,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, click collect lockers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £120,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £120k
Approval Speed
24–48 hours
Same-day for < £40k
Rates From
6.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical click collect locker price. Indicative only, not a quote.
Compare click collect locker finance rates from 200+ lenders
Check EligibilityOn a purchase price of £32,000: a 10% deposit of £3,200, then 48 monthly payments of £675 at 5.9% APR representative (fixed). Total amount payable £35,600, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact Locker Bank (up to 20 compartments) | £8,000 – £20,000 | Compact Locker Bank |
| Mid-Size Locker Wall (40–80 compartments) | £25,000 – £55,000 | Mid-Size Locker Wall |
| Refrigerated/Ambient Split Locker System | £40,000 – £90,000 | Temperature-Split Locker |
| Large-Format Multi-Bank Installation | £70,000 – £120,000 | Large-Format Installation |
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Check EligibilityThis equipment qualifies for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Finance lease payments are typically deductible in full from profit as they are paid, and refinancing an owned asset does not change its capital allowances position.
Click and collect lockers are bought by retailers and grocers wanting to separate online order collection from staffed counter service, freeing up till and customer service time while giving shoppers a self-service pickup option outside staffed hours. As with other retail technology here, chains rolling out click and collect across multiple stores typically size the finance to the programme rather than one locker bank at a time, and compartment count and whether refrigeration is needed depend heavily on order volume and whether groceries or ambient goods are being collected. Replacement or expansion is usually driven by order volumes outgrowing the existing compartment count, or a move to add refrigerated compartments to support grocery collection that the original ambient-only bank cannot handle.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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