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Screen Printing Machine Finance

Spread the cost of a screen printing machine from £3,000 to £150,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a screen printing machine?

Yes, screen printing machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £150,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £150k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a screen printing machine cost per month?

£28,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical screen printing machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the press outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Always have the latest technology. Off balance sheet.

Representative example

On a purchase price of £28,000: a 10% deposit of £2,800, then 48 monthly payments of £591 at 5.9% APR representative (fixed). Total amount payable £31,168, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual 4-6 station carousel screen press £3,000–£8,000 Manual Garment Press
Semi-automatic oval screen press £12,000–£35,000 Semi-Automatic Garment Press
Automatic rotary garment screen press, 8-12 colour £45,000–£120,000 Automatic Production Press
Flatbed screen press for signage and POS boards £8,000–£25,000 Flatbed Screen Press

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Tax benefits

A screen printing machine qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. Hire purchase agreements let you claim capital allowances on the machine. Lease payments are generally deductible in full against profits as they fall due.

Market context

Screen printing machines are bought mainly by garment decorators, promotional merchandise firms and sign and display printers producing runs where screen's spot-colour vibrancy or specialist inks, metallics, puff, discharge, suit the job better than digital. A carousel or oval press represents a big step up in output for a business moving from manual printing, and because throughput scales directly with automation level, buyers tend to size the press, manual, semi-automatic or fully automatic, to the order volumes they're already turning away rather than speculative growth. Screens, emulsion, squeegees and ink remain a running cost separate from the machine finance and vary a lot by job. Replacement is usually driven by wanting more stations, faster indexing or better registration for detailed multi-colour work rather than the press breaking down, since these machines are largely mechanical and long-lived. A reasonable used market exists for garment presses from the established manufacturers, though flatbed and specialist screen equipment for signage tends to be a thinner secondhand market.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used screen printing press?
Yes. Most lenders will finance used carousel and oval presses up to 10 to 15 years old, since these machines are largely mechanical with few electronic components to fail. A condition report covering the pallets, print heads and registration system is usually enough for standard deals; a full independent valuation tends to only be needed for higher-value automatic lines. Pallet count and indexing accuracy are worth checking closely, since they affect resale value more than cosmetic condition.
What deposit do I need?
For hire purchase, most lenders ask for 10 to 20% deposit, though smaller manual and semi-automatic presses under £15,000 sometimes qualify for lower deposits given the modest ticket size. Finance and operating leases typically need no deposit at all. A larger deposit brings the rate down and reduces the monthly payment, so it's worth putting down more than the minimum if cash flow allows. Your broker can usually confirm the exact figure a specific lender will accept before you commit to an application.
Can exposure units, dryers and other finishing kit be included?
Usually, yes. Most lenders will finance the exposure unit, flash cure and tunnel dryer alongside the press itself if they're on the same supplier invoice, since a screen printing setup rarely works as a single machine. It's worth listing the full package to your broker rather than financing the press alone and paying for the rest separately. Ask your supplier for one combined quote covering every item before you approach a lender.
How quickly can I get screen printing machine finance?
Most applications under £100,000, which covers the majority of screen printing equipment, are approved within 24 to 48 hours, with same-day decisions common for smaller manual and semi-automatic presses. Automatic production lines at the higher end may take five to seven working days. Having your last two years' accounts, or management accounts if you're newer to trading, ready before you apply is the single biggest thing you can do to keep the process moving at that pace, since most of the time lost is waiting on paperwork rather than the lender's decision itself.

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