Spread the cost of an illuminated totem or pylon sign from £5,000 to £60,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.
Yes, totem signs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £60,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £60k
Approval Speed
24 hours
Same-day for < £20k
Rates From
6.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical totem sign price. Indicative only, not a quote.
Compare totem sign finance rates from 200+ lenders
Check EligibilityOn a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-Face Illuminated Totem | £5,000 – £15,000 | Small Forecourt Totem |
| Double-Face Digital/LED Totem | £15,000 – £35,000 | Retail Park Totem |
| Large Pylon-Format Totem with Digital Panel | £35,000 – £60,000 | Fuel/Retail Pylon Sign |
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Check EligibilityWhether a totem sign qualifies for the Annual Investment Allowance as plant and machinery depends heavily on how it's installed. A freestanding sign on its own base that could reasonably be removed is more likely to be treated as moveable equipment, while a sign built into a permanent foundation as part of a wider site development is more likely to be treated as a building fixture, which follows different capital allowance rules. This distinction is decided case by case, so get it confirmed with your accountant against the specific installation before agreeing the finance structure.
Totem and pylon signs are bought by retailers, fuel forecourt operators, retail parks and other multi-site businesses that need tall, highly visible signage identifying a site from the road, most often at a new site opening, a rebrand, or a planned refresh of an existing site's signage. Because a totem is a substantial structure, usually fixed into a concrete foundation, it sits closer to a building fixture than to equipment a business could pick up and move to another site, and this distinction between fixture and moveable plant is the main factor that determines how the purchase is financed and how it's treated for tax.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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