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DTF Printer Finance

Spread the cost of a DTF printer from £4,000 to £60,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a dtf printer?

Yes, dtf printers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £50,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
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Typical Cost

£4k – £50k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a dtf printer cost per month?

£14,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical dtf printer price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Garment decorators wanting to own the machine outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Always have the latest technology. Off balance sheet.

Representative example

On a purchase price of £14,000: a 10% deposit of £1,400, then 48 monthly payments of £295 at 5.9% APR representative (fixed). Total amount payable £15,560, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Entry-level A3 DTF printer with shaker/dryer unit £4,000–£9,000 Entry Desktop DTF
24-inch roll-fed DTF printer £12,000–£22,000 Mid-Volume Roll DTF
30-42 inch production DTF printer with in-line powder shaker £25,000–£45,000 Production DTF
Dual-head high-throughput DTF printer £40,000–£60,000 High-Throughput DTF

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Tax benefits

A DTF printer qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. Hire purchase agreements let you claim capital allowances on the machine. Lease payments are generally deductible in full against profits as they fall due.

Market context

DTF (direct-to-film) printers are bought mainly by garment decorators, promotional merchandise firms and print-on-demand businesses transferring designs onto a wide range of fabrics without the screen setup or pretreatment DTG needs. Because a DTF system is a newer, faster-evolving technology than screen or offset, buyers often size the printer to current order volume and keep terms shorter, matching how quickly the equipment itself is likely to be superseded. Film, powder adhesive and ink are ongoing consumable costs separate from the machine finance and can be a significant part of the per-garment cost. Replacement is generally driven by wanting a wider web, faster throughput or an integrated powder and curing line rather than the existing printer failing, since DTF print heads are the main wear item and are commonly replaced rather than the whole machine. The secondhand market is still developing given how recently DTF has become mainstream, so most buyers finance new equipment rather than refinancing used.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

How is DTF different from DTG for financing purposes?
The printers themselves are financed the same way, as a standard business asset via hire purchase or lease. The practical difference is total running cost: DTF needs film, powder adhesive and a curing step, while DTG needs pretreatment and typically has a higher ink cost per print. Neither is included in the equipment finance, both are ongoing consumables you'll budget for separately, so it's worth comparing total cost per garment across both routes before choosing which printer to finance.
Can I finance a used DTF printer?
It's possible but less common than for established print technologies, since DTF equipment has only been mainstream for a few years and the secondhand market is thin. Where a used machine is available, lenders will typically want a recent service record and may ask for a larger deposit than they would for new equipment given the limited resale data to base a valuation on.
What deposit do I need for a DTF printer?
For hire purchase, expect 10 to 20% deposit on the larger production machines. Entry-level desktop DTF printers under £10,000 sometimes qualify for reduced-deposit finance given the modest ticket size, so it's worth asking what's available at your specific budget. Newer businesses or those with a thinner credit history are sometimes asked for a deposit toward the higher end of that range, or a personal guarantee instead. It's worth discussing your specific trading position with a broker before assuming the standard range will apply to you.
Can the powder shaker and curing oven be included in the finance?
Yes. A DTF setup only works as a complete line, printer, powder shaker, curing oven or heat press, so most lenders will finance the full package as one agreement provided it's on a single supplier invoice, rather than financing the printer alone. It's worth listing every component on the supplier's quote before applying, printer, shaker, oven and any pretreatment or heat press, so the lender sees the full working line rather than just the print engine and can size the agreement to the complete setup you're actually installing.
How quickly can I get DTF printer finance?
Most DTF printers fall well under £100,000, so applications are typically approved within 24 to 48 hours, with same-day decisions common for machines under £20,000. It's one of the faster equipment categories to get funded given the modest values involved. Turnaround improves further if you use a broker who already knows which lenders are active in this equipment category, since the application goes straight to a lender likely to say yes rather than being tested against several in sequence.

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