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Oxygenation System Finance

Spread the cost of an oxygenation system from £10,000 to £150,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a oxygenation system?

Yes, oxygenation systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £150,000, and most deals are written over 24–84 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£10k – £150k

Approval Speed

3–5 working days

Longer for pressurised storage installations

Rates From

4.5% APR

What would a oxygenation system cost per month?

£50,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical oxygenation system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
24–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fish farms wanting to own the system outright

Finance Lease

Rate
From 4.5% APR
Term
24–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep monitoring and dosing technology current without capital outlay

Representative example

On a purchase price of £50,000: a 10% deposit of £5,000, then 48 monthly payments of £1,055 at 5.9% APR representative (fixed). Total amount payable £55,640, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Paddlewheel/Surface Aerator Set (pond or land-based class) £10,000 – £25,000 Surface Aerator
Pure Oxygen Injection System (small site class) £15,000 – £35,000 Oxygen Injection System
Liquid Oxygen Storage and Dosing System (mid-scale site class) £35,000 – £70,000 LOX Dosing System
Full Site Oxygenation and Monitoring System (large RAS/marine site class) £80,000 – £150,000 Site Oxygenation System

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Tax benefits

Oxygenation and aeration equipment is moveable plant and generally qualifies for the Annual Investment Allowance (AIA), letting an operator deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. HP gives access to capital allowances directly; lease payments are normally deductible from profits. Where an oxygenation system is installed as a fixed part of a land-based recirculating facility's building and pipework, some elements may be treated as part of the building rather than as freestanding plant, an accountant should confirm the correct treatment before purchase.

Market context

Oxygenation systems are bought by finfish farms operating under a site licence from the relevant marine and environmental authorities, and are used to maintain dissolved oxygen levels for stocked fish, particularly at higher stocking densities or during warmer water conditions when natural oxygen levels fall. A site's licence sets the maximum stock it can hold, which is often the real limit on production, while oxygenation capacity is what allows a farm to safely hold stock up to that licensed level without welfare or growth being compromised. Equipment operating in a marine or brackish environment is exposed to a corrosive saltwater environment that shortens working life relative to comparable land-based equipment, and replacement is driven mainly by corrosion of pipework, valves and sensors rather than a fixed age. A limited used market exists, mostly through equipment removed during a site capacity upgrade.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does my site licence affect the finance I can get?
It can. A lender will often ask about a site's stocking licence, since oxygenation capacity is closely tied to the stock density a farm is licensed to hold. A stable, long-held licence, or a farm demonstrating it is operating within its licensed capacity, generally strengthens the investment case for an oxygenation upgrade. A lender will generally want sight of the relevant licence or contract early in the process, so having it ready alongside your accounts helps keep the application moving quickly.
What deposit do I need?
For hire purchase, most lenders ask for a 10-20% deposit. Finance leases and operating leases often require no deposit, which suits a farm needing to increase oxygenation capacity quickly ahead of warmer water conditions or a stocking density increase. A larger deposit reduces the monthly payment on the higher-cost dosing and full site system options. It's worth discussing your preferred deposit level with a broker before applying, since the right figure depends on your own cash flow and how quickly you want the remaining balance cleared.
Can I finance a liquid oxygen storage and dosing system?
Yes. Lenders finance the complete installed system, storage tank, dosing equipment and monitoring, as a single asset. Because the storage tank is a pressurised installation, a site survey is usually needed before a final finance figure is confirmed, so it is worth starting the application alongside the installer's quote. The right answer often depends on the wider project it sits within, so it's worth discussing the detail with a broker rather than assuming a single standard approach applies.
How quickly can oxygenation system finance be approved?
A straightforward aerator or injection system replacement can often be approved within a few working days once the supplier quote is confirmed. A full liquid oxygen storage and monitoring installation will usually take longer, since it depends on a site survey and installation quote as well as the equipment itself. Having your last set of accounts and a recent bank statement ready before applying is the easiest way to avoid the process taking longer than it needs to.

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