Spread the cost of rigid inflatable boats from £15,000 to £120,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, rib boats are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £120,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £120k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
5.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical rib boat price. Indicative only, not a quote.
Compare rib boat finance rates from 200+ lenders
Check EligibilityOn a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ribcraft-class Commercial RIB, 5–6m | £25,000 – £55,000 | Commercial Workboat RIB |
| Ribcraft-class Commercial RIB, 7–8m | £55,000 – £95,000 | Commercial Workboat RIB |
| Cheetah Marine-class Catamaran RIB (spec class) | £60,000 – £120,000 | Catamaran-Hulled RIB |
| 6m Diving/Survey Support RIB (spec class) | £30,000 – £65,000 | Dive and Survey Support RIB |
Ready to compare rib boat finance? 2 minutes, no credit check.
Check EligibilityRIBs used for business qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. HP agreements let you claim capital allowances on the vessel; lease payments are generally deductible in full against profits.
Commercial RIBs are bought by dive centres, survey and marine science operators, harbour and marina staff, sailing schools and small passenger operators, valued for their speed, shallow draught and low running cost compared with a displacement hull of similar capacity. A RIB used to carry passengers or in exposed water still needs Maritime and Coastguard Agency coding appropriate to its use, which affects the safety equipment fitted and what a lender will fund. RIBs are among the more mobile marine assets, easily trailed between sites or sold on, so lenders look closely at the tubes, hull and outboard hours during underwriting. A well-maintained hull with recently replaced tubes holds its value far better than one on original fabric.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
Compare rates from 200+ lenders, takes 2 minutes.
Check EligibilityCompare rates from 200+ lenders. No credit check.
Check Eligibility →