Spread the cost of a shellfish grader from £5,000 to £45,000 with flexible finance options. HP, lease, or refinance
Yes, shellfish graders are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £45,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £45k
Approval Speed
24–48 hours
Same-day for manual and rotary graders
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical shellfish grader price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Manual Riddle Grader (small shellfish operation class) | £5,000 – £10,000 | Manual Riddle Grader |
| Mechanical Rotary Grader (mid-scale operation class) | £10,000 – £22,000 | Rotary Grader |
| Automated Bar/Belt Grader (mussel and oyster class) | £20,000 – £35,000 | Automated Bar Grader |
| High-Throughput Shellfish Grading Line (large operation class) | £30,000 – £45,000 | Grading Line |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Shellfish graders are moveable plant and generally qualify for the Annual Investment Allowance (AIA), letting a shellfish grower deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. HP gives access to capital allowances directly; lease payments are normally deductible from profits. A grader used on a quayside or moved between a boat and a shore base remains moveable plant either way, since it is not fixed to a specific building or mooring.
Shellfish graders are bought by mussel, oyster and other shellfish growers operating under a site licence and shellfish harvesting authorisation from the relevant marine and environmental authorities, and used to sort stock by size ahead of relaying, on-growing or sale. A grower's licence, which sets where and how much shellfish can be harvested, is usually the binding constraint on production rather than the grading equipment itself. Because a grader is used quayside or on a boat and is regularly exposed to saltwater, mud and grit, working life is generally shorter than for comparable land-based grading equipment, and replacement is driven mainly by corrosion and wear on rollers or belts rather than a fixed age. A modest used market exists through equipment dealers serving the shellfish sector, though many smaller growers keep equipment in service for many years with ongoing repair.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.