Spread the cost of a commercial fire alarm system from £2,000 for a small conventional installation to £60,000+ for a large networked addressable system across multiple buildings, with panels such as the Kentec Syncro AS starting from around £710 alone before detection devices, cabling and commissioning.
Yes, fire alarm systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £60,000, and most deals are written over 24-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £60k
Approval Speed
24–48 hours
Same-day for < £30k
Rates From
5.6% - 9.9% per annum
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical fire alarm system price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £12,000: a 10% deposit of £1,200, then 48 monthly payments of £253 at 5.9% APR representative (fixed). Total amount payable £13,344, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Kentec Syncro AS Addressable Single Loop Panel | From £710 (panel only) | Addressable Control Panel |
| Single-loop addressable system (up to 20 zones, fitted) | £4,000 - £12,000 | Complete Fire Alarm System |
| Multi-loop networked addressable system (large or multi-building site) | £15,000 - £60,000 | Complete Fire Alarm System |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A fire alarm system is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the system outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.
A fire alarm system is usually a legal requirement for non-domestic premises rather than a discretionary purchase, so the buyer is often a business responding to a fire risk assessment, an insurer's condition, or a change of use that triggers new detection coverage, rather than one choosing to upgrade on its own timetable. Because the panel, detectors and cabling are fixed to the building once installed, lenders generally treat the system as financeable equipment on the invoice value of the kit and labour rather than as something with meaningful standalone resale value, similar to other compliance-driven building systems. Replacement is usually driven by a panel reaching end of manufacturer support or a building's use changing enough to need more zones, rather than the detection technology itself wearing out.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.