Lendus.

Body Worn Camera Finance

Body-worn cameras for security, retail and enforcement staff cost from around £8,000 for a small fleet of five to ten units with docking and storage, up to £60,000+ for a large multi-site deployment with cloud evidence management.

Can you finance a body worn camera?

Yes, body worn cameras are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £60,000, and most deals are written over 24-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£8k – £60k

Approval Speed

24–48 hours

Same-day for < £30k

Rates From

5.6% - 9.9% per annum

What would a body worn camera cost per month?

£22,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical body worn camera price. Indicative only, not a quote.

Compare body worn camera finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
5.9% - 9.9% per annum
Term
24-60 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Security contractors building a permanently owned camera fleet

Finance Lease

Rate
5.6% - 8.9% per annum
Term
24-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Bundling cameras, docking hardware and a phased rollout into one deductible payment

Operating Lease

Rate
6.3% - 9.9% per annum
Term
24-48 months
Deposit
None required
Ownership
Return at end
Best for
Multi-site operators who want to refresh camera hardware as battery life and footage quality improve

Representative example

On a purchase price of £22,000: a 10% deposit of £2,200, then 48 monthly payments of £464 at 5.9% APR representative (fixed). Total amount payable £24,472, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Body-worn camera with docking station (per unit) £400 - £900 Body-Worn Camera
Small fleet deployment (5-10 cameras, dock, local storage) £8,000 - £15,000 Body-Worn Camera Fleet
Multi-site deployment with cloud evidence management (20+ cameras) £25,000 - £60,000 Body-Worn Camera Fleet

Ready to compare body worn camera finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

A body-worn camera fleet is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the fleet outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Body-worn cameras are bought by retailers, security contractors, transport operators and local authority enforcement teams to record incidents involving staff and the public, and demand has grown alongside wider concern about violence and abuse towards frontline workers. The camera hardware and docking infrastructure form the financeable asset, while cloud video storage and evidence management software is usually a separate ongoing subscription, similar to other IP camera systems. Replacement is typically driven by battery life degrading and newer models offering better low-light footage and longer recording time, rather than the original cameras failing outright.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Does body-worn camera finance cover the cloud storage subscription?
No, not usually. The cameras and docking stations are financeable as hardware, but the cloud evidence management platform that stores and manages footage is typically a separate ongoing subscription. Budget for the subscription separately when comparing suppliers' total cost of ownership. It's worth asking your supplier for an invoice that clearly separates the equipment being financed from any ongoing subscription or service charge, so there's no ambiguity when the finance agreement is drawn up.
Can I finance a phased rollout as my body-worn camera fleet grows?
Yes, many security contractors and retailers start with a small fleet and add more cameras as contracts grow, and lenders are generally comfortable financing additional units on a new agreement or an extension to the existing one as the deployment scales. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure.
How long do body-worn cameras typically last before replacement?
3 to 5 years is common, driven mainly by battery capacity degrading with daily charge cycles and by newer models offering meaningfully better low-light footage, longer recording time and faster upload, rather than the original hardware actually failing. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure.
Is a body-worn camera fleet eligible for Annual Investment Allowance?
Yes, body-worn cameras qualify as plant and machinery, so they're eligible for AIA up to the current annual limit under Hire Purchase. Leased fleets don't attract AIA directly, but the rental is usually deductible as a business expense instead. Confirm the treatment with your accountant before committing to a structure. Because AIA is a single annual limit across all your capital purchases, it's worth checking the timing of this purchase against anything else you're planning to buy or finance in the same tax year, particularly if several items are being bought together.

Related equipment finance

More security & fire finance

See how lenders treat security & fire assets

Guides and resources

Ready to finance your body worn camera?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check