Learn about regulated and unregulated bridging finance serving York and Yorkshire businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.4%/month
Regulated and unregulated
Amounts
£25k - £25M
Speed
3-14 days
York
12k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A bridging loan is short-term secured finance designed to bridge a financial gap, most commonly between buying a new property and selling an existing one. They are secured against property or land and repaid as a lump sum, typically within 1-18 months.
You apply with details of the property being used as security and your exit strategy (how you will repay). The lender values the property, makes an offer, and if you accept, funds can be released within days. Interest is usually rolled up and repaid at the end rather than paid monthly.
For property you or your family will live in. FCA regulated with consumer protections. Rates from 0.4%/month.
For investment or commercial property. Faster, more flexible, fewer restrictions. Rates from 0.45%/month.
Sits behind an existing mortgage. Higher rates but preserves your current mortgage deal.
Borrow £300,000 at 0.75%/month over 6 months. Total repayable: ~£317,500. Your rate depends on your circumstances.
Ready to compare bridging loans in York?
For UK limited companies with 3+ months’ trading and monthly revenue.
York is one of the UK's most visited historic cities, with a tourism economy worth over £750 million annually driven by its Viking and Roman heritage, medieval architecture, and world-renowned attractions including the National Railway Museum. The city has a disproportionately strong financial services and insurance sector for its size, with Aviva and Hiscox among major employers, while a growing digital and technology scene is developing around the York Science Park and the University of York's innovation partnerships. York's food and confectionery heritage, historically home to Rowntree's (now Nestlé) and Terry's, continues through a network of artisan food producers and a prominent food tourism economy. With 12k registered businesses across Yorkshire, York has strong demand for competitive bridging loans.
Funding availability depends on the business and finance required in the Yorkshire area. Whether your York business needs auction property purchases or chain break and house purchase, lenders assess each application individually.
Several specialist lenders on our panel work with York businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.