Learn about hire purchase, finance lease, and operating lease options serving York and Yorkshire businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.8% APR
HP, lease, or refinance
Amounts
£5k - £2M
Speed
24-48 hours
York
12k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Asset finance lets businesses spread the cost of equipment, vehicles, and machinery over monthly payments instead of paying upfront. The asset itself acts as security, which means rates are typically lower than unsecured loans and approval is faster.
You choose the asset you need, apply for finance, and if approved, the lender purchases the asset on your behalf. You make monthly payments over an agreed term (typically 12-60 months). At the end, depending on the finance type, you either own the asset outright (hire purchase), return it (operating lease), or pay a balloon payment (finance lease).
You own the asset at the end of the agreement. Claim capital allowances. Typical rates from 4.8% APR.
Tax-efficient, claim 100% of lease payments against profit. Return or buy at the end via balloon payment.
Off balance sheet. Always have the latest equipment. Return at the end of the term.
Borrow £35,000 at 5.9% over 48 months. Monthly repayment: ~£825. Total repayable: ~£39,600. Your rate depends on your circumstances.
Ready to compare asset finance in York?
For UK limited companies with 3+ months’ trading and monthly revenue.
York is one of the UK's most visited historic cities, with a tourism economy worth over £750 million annually driven by its Viking and Roman heritage, medieval architecture, and world-renowned attractions including the National Railway Museum. The city has a disproportionately strong financial services and insurance sector for its size, with Aviva and Hiscox among major employers, while a growing digital and technology scene is developing around the York Science Park and the University of York's innovation partnerships. York's food and confectionery heritage, historically home to Rowntree's (now Nestlé) and Terry's, continues through a network of artisan food producers and a prominent food tourism economy. With 12k registered businesses across Yorkshire, York has strong demand for competitive asset finance.
Funding availability depends on the business and finance required in the Yorkshire area. Whether your York business needs vehicles and vans or construction plant and machinery, lenders assess each application individually.
Several specialist lenders on our panel work with York businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.