Learn about owner-occupied and investment commercial mortgages serving Milton Keynes and South East England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Milton Keynes
20k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A commercial mortgage is a long-term loan secured against commercial property, offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Milton Keynes?
For UK limited companies with 3+ months’ trading and monthly revenue.
Milton Keynes is one of the UK's most business-dense new cities, built around its planned grid road network and purpose-designed employment zones that have made it the UK's premier logistics and distribution hub, with Amazon, DHL, and IKEA among the many major operators drawn by its central UK location. The city has a significant financial services presence, with Santander UK and Argos Financial Services headquartered here, alongside a growing technology sector that includes an internationally recognised cluster of autonomous and connected vehicle testing infrastructure. Milton Keynes consistently records some of the highest new business formation rates in the UK outside London, reflecting its young demographic profile and entrepreneurial culture. With 20k registered businesses across South East England, Milton Keynes has strong demand for competitive commercial mortgages.
Funding availability depends on the business and finance required in the South East England area. Whether your Milton Keynes business needs offices and serviced offices or retail shops and high street premises, lenders assess each application individually.
Several specialist lenders on our panel work with Milton Keynes businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.