Learn about hire purchase, finance lease, and operating lease options serving Exeter and South West England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.8% APR
HP, lease, or refinance
Amounts
£5k - £2M
Speed
24-48 hours
Exeter
10k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Asset finance lets businesses spread the cost of equipment, vehicles, and machinery over monthly payments instead of paying upfront. The asset itself acts as security, which means rates are typically lower than unsecured loans and approval is faster.
You choose the asset you need, apply for finance, and if approved, the lender purchases the asset on your behalf. You make monthly payments over an agreed term (typically 12-60 months). At the end, depending on the finance type, you either own the asset outright (hire purchase), return it (operating lease), or pay a balloon payment (finance lease).
You own the asset at the end of the agreement. Claim capital allowances. Typical rates from 4.8% APR.
Tax-efficient, claim 100% of lease payments against profit. Return or buy at the end via balloon payment.
Off balance sheet. Always have the latest equipment. Return at the end of the term.
Borrow £35,000 at 5.9% over 48 months. Monthly repayment: ~£825. Total repayable: ~£39,600. Your rate depends on your circumstances.
Ready to compare asset finance in Exeter?
For UK limited companies with 3+ months’ trading and monthly revenue.
Exeter punches well above its weight economically for a city of its size, functioning as the administrative, commercial, and cultural capital of the South West beyond Bristol, with a strong professional and public services base centred on the county council, NHS, and University of Exeter. The city has a growing reputation for environmental and climate science research through the Met Office headquarters and associated university research centres, making Exeter an emerging hub for clean technology and environmental consultancy. Exeter's quality of life, cathedral city heritage, and strong connectivity via the M5 and mainline rail make it consistently one of the UK's most desirable locations for professional and knowledge-economy businesses. With 10k registered businesses across South West England, Exeter has strong demand for competitive asset finance.
Funding availability depends on the business and finance required in the South West England area. Whether your Exeter business needs vehicles and vans or construction plant and machinery, lenders assess each application individually.
Several specialist lenders on our panel work with Exeter businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.