Learn about regulated and unregulated bridging finance serving Edinburgh and Scotland businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.4%/month
Regulated and unregulated
Amounts
£25k - £25M
Speed
3-14 days
Edinburgh
40k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A bridging loan is short-term secured finance designed to bridge a financial gap, most commonly between buying a new property and selling an existing one. They are secured against property or land and repaid as a lump sum, typically within 1-18 months.
You apply with details of the property being used as security and your exit strategy (how you will repay). The lender values the property, makes an offer, and if you accept, funds can be released within days. Interest is usually rolled up and repaid at the end rather than paid monthly.
For property you or your family will live in. FCA regulated with consumer protections. Rates from 0.4%/month.
For investment or commercial property. Faster, more flexible, fewer restrictions. Rates from 0.45%/month.
Sits behind an existing mortgage. Higher rates but preserves your current mortgage deal.
Borrow £300,000 at 0.75%/month over 6 months. Total repayable: ~£317,500. Your rate depends on your circumstances.
Ready to compare bridging loans in Edinburgh?
For UK limited companies with 3+ months’ trading and monthly revenue.
Edinburgh is Scotland's capital and financial heart, home to major institutions including NatWest Group (formerly RBS), Standard Life Aberdeen, and Baillie Gifford, making it one of the UK's most important financial centres outside London. The city's technology sector is growing rapidly, with a strong cluster of fintech and data companies benefiting from the University of Edinburgh's world-class AI and computer science research. Tourism is also a major economic driver, with the Edinburgh Festival Fringe and UNESCO designation drawing millions of visitors annually and supporting a large hospitality and events industry. With 40k registered businesses across Scotland, Edinburgh has strong demand for competitive bridging loans.
Funding availability depends on the business and finance required in the Scotland area. Whether your Edinburgh business needs auction property purchases or chain break and house purchase, lenders assess each application individually.
Several specialist lenders on our panel work with Edinburgh businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.