Learn about owner-occupied and investment commercial mortgages serving Coventry and West Midlands businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Coventry
18k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A commercial mortgage is a long-term loan secured against commercial property, offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Coventry?
For UK limited companies with 3+ months’ trading and monthly revenue.
Coventry has a proud automotive manufacturing heritage and is now positioning itself at the leading edge of the UK's electric vehicle transition, with the UK Battery Industrialisation Centre (UKBIC) located in the city and a growing ecosystem of EV component suppliers and engineering firms. The city is home to two universities, Coventry University and the University of Warwick, which drive significant research in automotive technology, advanced materials, and cyber security. Coventry's logistics and distribution sector benefits from the city's central UK location at the junction of major motorway networks, making it a favoured base for national distribution operations. With 18k registered businesses across West Midlands, Coventry has strong demand for competitive commercial mortgages.
Funding availability depends on the business and finance required in the West Midlands area. Whether your Coventry business needs offices and serviced offices or retail shops and high street premises, lenders assess each application individually.
Several specialist lenders on our panel work with Coventry businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.