Learn about regulated and unregulated bridging finance serving Coventry and West Midlands businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.4%/month
Regulated and unregulated
Amounts
£25k - £25M
Speed
3-14 days
Coventry
18k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A bridging loan is short-term secured finance designed to bridge a financial gap, most commonly between buying a new property and selling an existing one. They are secured against property or land and repaid as a lump sum, typically within 1-18 months.
You apply with details of the property being used as security and your exit strategy (how you will repay). The lender values the property, makes an offer, and if you accept, funds can be released within days. Interest is usually rolled up and repaid at the end rather than paid monthly.
For property you or your family will live in. FCA regulated with consumer protections. Rates from 0.4%/month.
For investment or commercial property. Faster, more flexible, fewer restrictions. Rates from 0.45%/month.
Sits behind an existing mortgage. Higher rates but preserves your current mortgage deal.
Borrow £300,000 at 0.75%/month over 6 months. Total repayable: ~£317,500. Your rate depends on your circumstances.
Ready to compare bridging loans in Coventry?
For UK limited companies with 3+ months’ trading and monthly revenue.
Local application guide
Bridging finance works best when the application has a defined short-term purpose and a credible repayment route. Common cases include auction completion, chain breaks, refurbishment before refinance, and acquiring a property that is not yet suitable for a standard mortgage.
The lender will want the current value, purchase price, required completion date, works schedule where relevant, and evidence for the exit. If the plan is refinance, show the likely long-term product and affordability. If the exit is a sale, provide a realistic timetable and comparable evidence rather than relying on an optimistic asking price.
Coventry has a proud automotive manufacturing heritage and is now positioning itself at the leading edge of the UK's electric vehicle transition, with the UK Battery Industrialisation Centre (UKBIC) located in the city and a growing ecosystem of EV component suppliers and engineering firms. The city is home to two universities, Coventry University and the University of Warwick, which drive significant research in automotive technology, advanced materials, and cyber security. Coventry's logistics and distribution sector benefits from the city's central UK location at the junction of major motorway networks, making it a favoured base for national distribution operations. With 18k registered businesses across West Midlands, Coventry has strong demand for competitive bridging loans.
Funding availability depends on the business and finance required in the West Midlands area. Whether your Coventry business needs auction property purchases or chain break and house purchase, lenders assess each application individually.
Several specialist lenders on our panel work with Coventry businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.