Learn about owner-occupied and investment commercial mortgages serving Bristol and South West England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Bristol
35k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A commercial mortgage is a long-term loan secured against commercial property, offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Bristol?
For UK limited companies with 3+ months’ trading and monthly revenue.
Bristol is one of the UK's most economically vibrant cities, with a highly educated workforce and a strong cluster of aerospace and defence companies including Airbus, BAE Systems, and Rolls-Royce operating in the surrounding region. The city's technology and digital sector is thriving, with a growing number of scale-ups and tech companies drawn to Bristol's quality of life, strong university output, and its position as a gateway to both London and the South West. Bristol also has a well-established creative media industry, with the BBC Natural History Unit based in the city and a network of independent production companies. With 35k registered businesses across South West England, Bristol has strong demand for competitive commercial mortgages.
Funding availability depends on the business and finance required in the South West England area. Whether your Bristol business needs offices and serviced offices or retail shops and high street premises, lenders assess each application individually.
Several specialist lenders on our panel work with Bristol businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.