Compare senior debt, mezzanine, and stretched senior from specialist UK lenders serving Aberdeen and Scotland businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.5% p.a.
Senior, mezzanine, or stretched
Amounts
£150k - £25M+
Speed
2-6 weeks
Aberdeen
18k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Development finance is specialist lending for property development projects, new builds, conversions, refurbishments, and renovations. Unlike standard mortgages, funds are released in stages as the build progresses, and repaid when you sell the completed units or refinance.
You apply with your project plans, planning permission, build costs, and a projected Gross Development Value (GDV). The lender values the site, assesses the project, and if approved, releases an initial tranche for site acquisition. Further drawdowns follow at agreed construction milestones, foundations, first fix, second fix, completion.
The primary development loan. Up to 65-70% LTGDV and 70-85% LTC. Rates from 6.5% per annum.
Fills the gap between senior debt and your equity. Up to 90% LTC. Rates from 12-18% per annum.
Combined senior + mezzanine in one facility. Up to 85% LTC. Rates from 8-12% per annum. Simpler structure.
Borrow £1,000,000 at 8.5% over 18 months. Total repayable: ~£1,127,500. Your rate depends on your circumstances.
Ready to compare development finance in Aberdeen?
For UK limited companies with 3+ months’ trading and monthly revenue.
Aberdeen is the energy capital of the UK, historically built around North Sea oil and gas extraction and now at the forefront of the country's energy transition, with major investment flowing into offshore wind, hydrogen, and carbon capture projects centred on the city's established energy services supply chain. The city hosts European headquarters for many global energy companies including bp, Shell, and TotalEnergies, alongside hundreds of specialist engineering, subsea, and energy services businesses. Aberdeen's food and drink sector, particularly North Sea fishing, whisky distribution, and premium food exports, and a growing life sciences cluster at Foresterhill Health Campus add further diversification to the local economy. With 18k registered businesses across Scotland, Aberdeen has strong demand for competitive development finance.
Funding availability depends on the business and finance required in the Scotland area. Whether your Aberdeen business needs ground-up residential development or commercial to residential conversion, lenders assess each application individually.
Several specialist lenders on our panel work with Aberdeen businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.