Compare factoring, discounting, and selective invoice finance from specialist providers serving Aberdeen and Scotland businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.5%
of invoice value
Amounts
£10k - £5M facility
Speed
24 hours
Aberdeen
18k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Invoice finance lets you release cash tied up in unpaid customer invoices immediately, rather than waiting 30-90 days for payment. A finance provider advances up to 90% of the invoice value within 24 hours, then collects the full payment from your customer.
You raise invoices to your customers as normal. Instead of waiting for payment, you submit the invoices to your finance provider, who advances up to 90% of the value within 24 hours. When your customer pays, the provider releases the remaining balance minus their fee.
The provider manages credit control and collects from your customers directly. You get funding plus outsourced collections.
Confidential, you maintain customer relationships and collect payments yourself. Customers are unaware of the arrangement.
Choose which invoices to finance, one at a time. No long-term commitment. Higher per-invoice cost but maximum flexibility.
Borrow £100,000 at 1.5% over per invoice. Total repayable: ~£101,500. Your rate depends on your circumstances.
Ready to compare invoice finance in Aberdeen?
For UK limited companies with 3+ months’ trading and monthly revenue.
Aberdeen is the energy capital of the UK, historically built around North Sea oil and gas extraction and now at the forefront of the country's energy transition, with major investment flowing into offshore wind, hydrogen, and carbon capture projects centred on the city's established energy services supply chain. The city hosts European headquarters for many global energy companies including bp, Shell, and TotalEnergies, alongside hundreds of specialist engineering, subsea, and energy services businesses. Aberdeen's food and drink sector, particularly North Sea fishing, whisky distribution, and premium food exports, and a growing life sciences cluster at Foresterhill Health Campus add further diversification to the local economy. With 18k registered businesses across Scotland, Aberdeen has strong demand for competitive invoice finance.
Funding availability depends on the business and finance required in the Scotland area. Whether your Aberdeen business needs recruitment and staffing agencies or construction and building trades, lenders assess each application individually.
Several specialist lenders on our panel work with Aberdeen businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.