Learn about unsecured, secured, and merchant cash advance options serving Aberdeen and Scotland businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.9% APR
Unsecured, secured, or MCA
Amounts
£1k - £5M
Speed
24-48 hours
Aberdeen
18k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A business loan gives your company a lump sum of funding to use for any business purpose, working capital, expansion, stock, equipment, marketing, or managing cash flow gaps. You repay in fixed monthly instalments over an agreed term.
You apply with details about your business (turnover, trading history, purpose) and the amount you need. The lender assesses your application and, if approved, offers you a rate and term. Once you accept, funds are typically in your account within 24-48 hours for unsecured loans.
No collateral required. Amounts typically £1k-£500k. Rates from 6.9% APR. Decisions in 24-48 hours.
Lower rates, larger amounts (up to £5M). Property or assets used as security. Rates from 4.5% APR.
Repay as a percentage of daily card sales. No fixed monthly payments. Ideal for retail and hospitality.
Borrow £50,000 at 9.9% over 36 months. Monthly repayment: ~£1,613. Total repayable: ~£58,068. Your rate depends on your circumstances.
Ready to compare business loans in Aberdeen?
For UK limited companies with 3+ months’ trading and monthly revenue.
Aberdeen is the energy capital of the UK, historically built around North Sea oil and gas extraction and now at the forefront of the country's energy transition, with major investment flowing into offshore wind, hydrogen, and carbon capture projects centred on the city's established energy services supply chain. The city hosts European headquarters for many global energy companies including bp, Shell, and TotalEnergies, alongside hundreds of specialist engineering, subsea, and energy services businesses. Aberdeen's food and drink sector, particularly North Sea fishing, whisky distribution, and premium food exports, and a growing life sciences cluster at Foresterhill Health Campus add further diversification to the local economy. With 18k registered businesses across Scotland, Aberdeen has strong demand for competitive business loans.
Funding availability depends on the business and finance required in the Scotland area. Whether your Aberdeen business needs working capital and cash flow or business expansion and growth, lenders assess each application individually.
Several specialist lenders on our panel work with Aberdeen businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.