Printing Business Loans

From a new digital press to premises expansion, fund your print business with confidence. Explore business funding through Fundably. Eligibility criteria apply.

Typical Range

£10k – £500k

Average Loan

£90k

for printing

Decision Speed

24–48 hrs

for unsecured loans

Eligibility requirements

Minimum 12 months trading history
Registered UK business (sole trader, partnership, or limited company)
Evidence of a stable or growing order book, typically via management accounts
Personal guarantee usually required from the business owner or directors

Loan types available

Asset Finance

Rate: 5.2% – 13.5% APR
Term: 1 – 10 years
Security: The asset being financed
Best for: Digital and large-format presses, finishing equipment, and packaging machinery

Unsecured Business Loan

Rate: 7.4% – 26.9% APR
Term: 1 – 5 years
Security: No security required
Best for: Materials and stock, marketing, or covering costs while new equipment is installed and commissioned

Secured Business Loan

Rate: 4.9% – 15.9% APR
Term: 1 – 20 years
Security: Commercial property or personal property
Best for: Buying or extending premises to house larger presses or additional production lines

Representative example

Borrow £90,000 over 36 months at 9.9% APR (fixed). Monthly repayment: ~£2,900. Rates depend on your circumstances and the type of loan.

Common challenges

Print technology evolves quickly, particularly in digital printing, meaning equipment can become less competitive within a few years of purchase
Traditional print segments have faced declining demand in some areas, while packaging and large-format print have offset this in others
Machinery is energy-intensive to run, adding a significant utility cost alongside equipment finance
Materials and paper stock costs can be volatile, affecting margins on fixed-price print jobs

Bad credit?

Some specialist lenders consider printing businesses with imperfect credit. You may need a personal guarantee or higher rate, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.

Frequently asked questions

Can I get finance for a new digital or large-format press?

Yes, asset finance is the standard way to fund printing presses and finishing equipment, since the equipment itself is used as security. Given how quickly print technology can move on, terms are often structured over a period that reflects how long the equipment is likely to remain competitive, rather than its full physical lifespan. Lendus can compare asset finance terms across lenders experienced in financing print production equipment.

Does declining demand in traditional print affect my ability to borrow?

Lenders will look at your specific segment and trading performance rather than the print sector as a whole, since packaging and large-format print have grown even as some traditional commercial print segments have declined. A clear positioning within a growing or stable niche supports a stronger application. Lendus works with lenders who assess your specific trading performance rather than the sector as a whole.

Can I borrow to expand into packaging or large-format print?

Yes, asset finance for the new equipment combined with an unsecured loan for working capital, such as initial materials and marketing to new customer segments, is a common structure for this kind of diversification. Lenders will typically want to see a clear plan for how the new capability will be used and sold. Lendus can help structure a combination of asset finance and working capital to support this kind of diversification.

What can I use a secured loan for as a print business?

Secured lending is typically used for buying or extending premises, particularly where new or larger presses require more floor space or improved power supply. Because the loan is secured against property, rates are usually lower than unsecured borrowing and terms can run considerably longer, matching the scale of investment involved. Lendus can compare secured lending options sized to the scale of a premises purchase or extension.

Equipment finance for printing businesses

Buying a specific machine or vehicle is usually cheaper than a general business loan, because the asset itself is the security. These are the items printing businesses most often fund, with the price range we see quoted in the UK.

Equipment	Typical price range	Finance page
Channel Letter Bender	£3k to £60k	Channel Letter Bender finance
CNC Engraver	£3k to £90k	CNC Engraver finance
Die Cutter	£8k to £250k	Die Cutter finance
Digital Press	£12k to £450k	Digital Press finance
DTF Printer	£4k to £50k	DTF Printer finance
DTG Printer	£5k to £60k	DTG Printer finance
Folding Machine	£4k to £90k	Folding Machine finance
Paper Guillotine	£3k to £120k	Paper Guillotine finance
Laminator	£2k to £40k	Laminator finance
Light Box	£800 to £40k	Light Box finance
Litho Press	£35k to £500k	Litho Press finance
Offset Press	£35k to £500k	Offset Press finance

Browse all equipment finance pages

Guides and resources

How to Get a Business Loan Business Loan Eligibility Secured vs Unsecured Best Business Loans UK iwoca Review Funding Circle Review

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For UK limited companies with at least 3 months’ trading and monthly revenue.