Spread the cost of refrigeration condensing units from £3,000 to £150,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, refrigeration condensing units are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £150,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £150k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical refrigeration condensing unit price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £22,000: a 10% deposit of £2,200, then 48 monthly payments of £464 at 5.9% APR representative (fixed). Total amount payable £24,472, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| 7.5kW pack condensing unit, single cold room (specification class) | £3,500 – £7,000 | Single Condensing Unit |
| 25kW multi-compressor rack (specification class) | £25,000 – £55,000 | Multi-Compressor Pack (supermarket chiller/freezer) |
| 50kW remote air-cooled condensing unit (specification class) | £15,000 – £35,000 | Remote Air-Cooled Condensing Unit |
| Water-cooled condensing unit, process cooling (specification class) | £20,000 – £45,000 | Water-Cooled Condensing Unit |
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Check EligibilityRefrigeration condensing units generally qualify for the Annual Investment Allowance, so the full cost can typically be set against taxable profits in the year of purchase. A remote pack or rack unit standing outside or on a roof, connected by refrigerant pipework, is usually treated as moveable plant for capital allowances rather than a fixture, which most accountants find straightforward, though it is worth confirming for larger multi-compressor racks built into a plantroom.
Condensing units are bought by food retailers, processors and cold storage operators to serve chiller cabinets, cold rooms and freezer stores, and by contractors replacing plant on a like-for-like basis when a unit is beyond economic repair. Multi-site retailers often finance a rolling replacement programme rather than waiting for units to fail, since an unplanned breakdown on a chilled cabinet has a direct impact on stock. Installation and any refrigerant work require an F-gas certified engineer. Replacement of a single condensing unit is generally driven by compressor failure or the unit becoming inefficient to run, and a working used market exists for common pack sizes, supporting refinance of existing plant.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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