Spread the cost of commercial chiller units from £20,000 to £600,000+ with flexible finance options. HP, lease, or refinance
Yes, chiller units are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £600,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£20k – £600k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical chiller unit price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £95,000: a 10% deposit of £9,500, then 48 monthly payments of £2,004 at 5.9% APR representative (fixed). Total amount payable £105,692, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Daikin EWAT-B Series | £35,000 – £110,000 | Air-Cooled Scroll Chiller (75-710kW) |
| Daikin EWAD-T Series | £90,000 – £280,000 | Air-Cooled Screw Chiller (290-2150kW) |
| 120kW air-cooled chiller (specification class) | £35,000 – £55,000 | Small Commercial Air-Cooled Chiller |
| 600kW water-cooled screw chiller (specification class) | £150,000 – £260,000 | Central Plant Water-Cooled Chiller |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Commercial chillers generally qualify for the Annual Investment Allowance, letting the cost be set against taxable profits in the year of purchase. Whether a unit is treated as moveable plant or as a fixture depends on how it is installed: a packaged unit standing on a roof or plant slab and connected by removable pipework is usually moveable plant, while a chiller built into the fabric of a plantroom can be treated differently for capital allowances purposes. For finance leases, payments are typically deducted from profits as they fall due.
Chillers are bought by manufacturers, data centres, hospitals and food processors needing process or comfort cooling, and by FM contractors replacing plant that has reached the end of its working life. Finance suits the purchase because a chiller is usually one part of a wider works package, alongside pipework, controls and commissioning, and spreading the combined cost keeps working capital free for the rest of the project. Installation and servicing require an engineer certified to handle the refrigerant in use, which buyers factor into who they use for commissioning and ongoing maintenance. Replacement is generally driven by compressor wear or the unit becoming uneconomic to service, rather than a fixed age, and the used market is limited because chillers are sized for a specific cooling load.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat hvac & refrigeration assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.