Spread the cost of a limousine funeral from £40,000 to £90,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.
Yes, limousine funerals are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £40,000 to £90,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 48–72 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£40k – £90k
Approval Speed
48–72 hours
Same-day for < £40k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical limousine funeral price. Indicative only, not a quote.
Compare limousine funeral finance rates from 200+ lenders
Check EligibilityOn a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Mercedes E-Class-Based Funeral Limousine (new) | £55,000 – £80,000 | Coachbuilt Funeral Limousine |
| 6–8 Seat Funeral Limousine (new) | £50,000 – £75,000 | Multi-Seat Funeral Limousine |
| Used Funeral Limousine (3–5 years) | £20,000 – £45,000 | Used Funeral Limousine |
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Check EligibilityFuneral limousines qualify for the Annual Investment Allowance, so a purchase or HP agreement can usually be deducted against taxable profit in the year of purchase, and lease payments are deductible in full as they are paid. Livery and any bespoke coachwork are usually invoiced as part of the coachbuilder's price and can typically sit on the same agreement.
Funeral limousines are bought by funeral directors, almost always alongside a hearse, to carry family and close mourners to and from a service. A firm finances a limousine for the same reason it finances a hearse: the coachbuilt conversion adds substantially to the cost of the donor vehicle, and the vehicle is expected to be in service for years rather than replaced on a short cycle. Firms with a single limousine sometimes finance a second to cover larger family groups or busier periods without turning away work, rather than replacing the existing vehicle. As with hearses, this is a long-life asset in a stable, low-churn sector, which lenders generally view favourably, and the used market through specialist funeral vehicle dealers is active enough to support buying second-hand or refinancing an existing vehicle.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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