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Hygienic Transfer Trolley Finance

Spread the cost of a hygienic transfer trolley from £1,500 to £8,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.

Can you finance a hygienic transfer trolley?

Yes, hygienic transfer trolleys are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £1,500 to £8,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£2k – £8k

Approval Speed

24 hours

Same-day for < £5k

Rates From

6.0% APR

What would a hygienic transfer trolley cost per month?

£3,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical hygienic transfer trolley price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.5% APR
Term
24–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
A funeral home's main transfer trolley, used on most collections and expected to last for years

Finance Lease

Rate
From 6.0% APR
Term
24–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Bundling a trolley with wipe-down covers and accessories into one deductible payment

Operating Lease

Rate
From 6.8% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
A firm trialling a bariatric-rated model before adding it permanently to the fleet

Representative example

On a purchase price of £3,500: a 10% deposit of £350, then 48 monthly payments of £74 at 5.9% APR representative (fixed). Total amount payable £3,902, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Standard Hygienic Transfer Trolley £1,500 – £3,500 Standard Transfer Trolley
Hydraulic Lift Transfer Trolley £3,500 – £6,000 Hydraulic Transfer Trolley
Bariatric-Rated Transfer Trolley £5,000 – £8,000 Bariatric Transfer Trolley

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Tax benefits

Hygienic transfer trolleys qualify for the Annual Investment Allowance, so a purchase or HP agreement can usually be deducted against taxable profit in the year of purchase, and lease payments are deductible in full as they are paid.

Market context

Hygienic transfer trolleys are bought by funeral homes and hospital mortuary teams to move a body hygienically between a place of death, a vehicle and the mortuary or preparation room. Most firms finance a trolley, or a small set for different branches or vehicles, as part of a wider equipment purchase rather than on its own, given the modest individual cost relative to other funeral equipment. Replacement is usually driven by wear from regular use over several years, or a firm adding a hydraulic or bariatric-rated model to reduce manual handling and cover a wider range of collections. This is standard, widely used equipment across the sector, so a reasonably active used market exists through specialist funeral and mortuary supply dealers.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the difference between a standard and a hydraulic transfer trolley?
A standard trolley is fixed height and suits routine collections, while a hydraulic lift trolley can be raised or lowered to match a vehicle tailgate or a bed height, reducing manual handling for staff. Firms handling a wide range of collection settings, from care homes to hospitals, often prefer a hydraulic model for that flexibility, while a smaller firm with more predictable collections may find a standard trolley sufficient.
Why would a firm need a bariatric-rated trolley specifically?
A bariatric-rated trolley is built with a reinforced frame and a higher weight capacity than a standard trolley, which some firms invest in to ensure they can carry out every collection safely and with dignity, regardless of the individual's size. This is generally a considered addition to an existing fleet of trolleys rather than a firm's only trolley. Firms serving a wide catchment area, or a community with higher average patient weights, sometimes specify a bariatric-rated trolley as standard across their fleet rather than keeping just one available for occasional use.
Can I finance trolleys for several vehicles or branches at once?
Yes, a firm equipping several vehicles or branches can finance multiple trolleys on one agreement, provided each is itemised on the supplier's invoice. This is a straightforward way to standardise equipment across a fleet without arranging separate finance for each vehicle or site. Grouping the purchase this way is generally more efficient than arranging finance vehicle by vehicle, since the lender only needs to review one application covering the full order.
Is hire purchase or a lease better for a hygienic transfer trolley?
Most funeral homes choose hire purchase, since a trolley is a modest-cost, long-life item that the firm wants to own outright. A firm trialling a bariatric-rated model before deciding whether to add it permanently to the fleet sometimes prefers a lease on that initial unit. Given the modest cost involved, most firms find this a straightforward decision that follows whatever approach they've already taken for other vehicle and equipment finance in the business.
How quickly can hygienic transfer trolley finance be approved?
Given the modest cost involved, most applications are approved within 24 hours and are typically same-day, provided the firm has a clean credit history and a straightforward supplier quote. Where trolleys are part of a larger equipment order, approval follows the timeline of that wider application. As with other lower-cost funeral equipment, a trolley purchase is rarely the item that determines how quickly a wider fleet or equipment application can proceed.

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