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Jukebox Finance

Spread the cost of a jukebox from £2,500 to £12,000+ with flexible finance options. HP, lease, or refinance; compare rates from 40+ lenders.

Can you finance a jukebox?

Yes, jukeboxs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,500 to £12,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £12k

Approval Speed

24–48 hours

Same-day for < £10k

Rates From

8.3% APR

What would a jukebox cost per month?

£6,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical jukebox price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 8.8% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Jukebox buyers wanting to own it outright

Finance Lease

Rate
From 8.3% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient; claim 100% of payments against profit

Operating Lease

Rate
From 9.0% APR
Term
24–48 months
Deposit
1–3 rentals in advance
Ownership
Return at end
Best for
Upgrade jukebox regularly. Off balance sheet.

Representative example

On a purchase price of £6,000: a 10% deposit of £600, then 48 monthly payments of £127 at 5.9% APR representative (fixed). Total amount payable £6,696, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Digital streaming jukebox £2,500 – £5,000 Digital Jukebox
Classic-style CD and digital hybrid jukebox £5,000 – £8,500 Hybrid Jukebox
Retro vinyl-style jukebox £8,500 – £12,000 Vinyl-Style Jukebox

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Tax benefits

Jukeboxes qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit. Where a jukebox is supplied and financed by an operator on a revenue-share basis, it is the operator rather than the venue who owns the asset and claims the allowance.

Market context

Jukeboxes in pubs and clubs are typically placed by a specialist music and entertainment operator on a revenue-share basis rather than bought outright by the venue, with the operator owning, stocking, and maintaining the machine and splitting takings with the licensee. As with other coin and card-operated leisure machines, this distinction decides who is actually the borrower: it is generally the operator financing the jukebox, often across several venues at once, rather than the pub itself. Digital, streaming-connected jukeboxes have become the standard specification for new installations because they remove the need for physical media and can be updated remotely, while classically-styled jukeboxes built by specialist UK manufacturers remain popular in venues wanting a retro look, and both types have a reasonable secondhand and refurbished market.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Who finances a jukebox, the pub or the operator?
Usually the operator, not the pub. Jukeboxes in pubs, bars, and clubs are commonly placed by a specialist music equipment operator on a revenue-share basis, with the operator owning and maintaining the machine and splitting the takings with the venue. If you run the pub rather than the machine, check which arrangement applies before assuming you need to finance a jukebox yourself, since many venues host one without ever owning it.
Can an operator finance several jukeboxes across different venues together?
Yes, and it is a common way to structure the finance, particularly for an operator with an existing estate of machines adding new venues or refreshing older units. Financing several jukeboxes on one agreement against a combined invoice is usually more efficient than arranging finance separately for each site, and it lets the lender assess the income across the whole revenue-share estate rather than one machine in isolation.
Is a digital jukebox financed differently from a classic vinyl or CD-style jukebox?
Not in how the finance itself works, but the two can differ in resale value and expected working life. A digital, streaming-connected jukebox depends on ongoing software and connectivity support from the manufacturer, while a classically-styled machine from a specialist UK manufacturer is a more mechanical, longer-lived asset with a smaller but genuine collector and hospitality market. Either type can be financed on hire purchase or lease; which suits better depends on how the venue plans to use and eventually replace it.
What happens to jukebox finance if the venue closes or ends the agreement?
This matters most for an operator relying on a single site, since the finance agreement itself continues regardless of what happens to the venue relationship. An operator with a jukebox placed across several pubs or clubs is in a stronger position than one with a single site, because income from the remaining machines can still service the finance even if one location ends the arrangement, which is one reason lenders often ask about the spread of an operator's estate.
Can a pub buy a jukebox outright instead of hosting an operator's machine?
Yes, and in that case it is financed as ordinary leisure equipment for the venue rather than under a revenue-share structure. This suits a pub wanting full control over the music selection and keeping all the income rather than sharing it, though the venue then takes on responsibility for maintenance, song library updates, and any repairs that an operator would otherwise handle.
Is a secondhand or refurbished jukebox easy to finance?
Yes, particularly through a specialist dealer who has serviced or refurbished the unit, since jukeboxes are mechanically well understood and there is a reasonable secondhand market, both for digital units being cycled out of an operator's estate and for classic-style machines bought by collectors and venues. Lenders will usually want confirmation of the machine's condition and, for a digital unit, whether it retains manufacturer software support.

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