Arcade machines cost from around £2,000 for a single standup cabinet to £150,000+ for a full arcade floor package, and being freestanding, plug-in equipment they are among the most straightforward leisure assets to finance.
Yes, arcade machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £150,000, and most deals are written over 12-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £150k
Approval Speed
24–48 hours
Same-day for < £30k
Rates From
5.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical arcade machine price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single Standup Arcade Cabinet | £2,000 - £5,000 | Standup Cabinet |
| Redemption or Ticket Machine | £4,000 - £9,000 | Redemption Machine |
| Multi-Game VR or Simulator Pod | £10,000 - £30,000 | Simulator Pod |
| Full Arcade Floor Package (20+ machines) | £60,000 - £150,000 | Full Floor Package |
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Check EligibilityAn arcade machine is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the an arcade machine outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.
Arcade machines are bought by amusement arcades, family entertainment centres, bowling alleys, cinemas and hospitality venues adding a games floor to an existing offering. Because a machine is a freestanding, plug-in cabinet that can be moved, sold on or swapped out without any building work, it is one of the more straightforward leisure assets to finance, and operators commonly finance a whole floor of machines together rather than piece by piece when opening or refreshing a venue. Replacement is driven far more by changing player tastes and the appeal of newer titles and formats, including VR and simulator-style machines, than by mechanical failure, since an outdated game earns less than a current one even when it still works perfectly. A well-established secondhand market exists through specialist amusement equipment dealers, since machines that have fallen out of fashion at one venue can still perform well at another with a different customer base.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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