Lendus.

Jewellery Casting Equipment Finance

Spread the cost of jewellery casting equipment from £3,000 to £25,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a jewellery casting equipment?

Yes, jewellery casting equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £25,000, and most deals are written over 12–48 months with a deposit of around 15–25%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £25k

Approval Speed

24–48 hours

Same-day for < £15k

Rates From

7.0% APR

What would a jewellery casting equipment cost per month?

£9,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical jewellery casting equipment price. Indicative only, not a quote.

Compare jewellery casting equipment finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 7.5% APR
Term
12–48 months
Deposit
15–25%
Ownership
Yours at the end
Best for
Independent jewellers and casters wanting to own the equipment outright

Finance Lease

Rate
From 7.0% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Keeping cash free for precious metal stock

Operating Lease

Rate
From 7.8% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Workshops that expect to upgrade casting technology within a few years

Representative example

On a purchase price of £9,000: a 10% deposit of £900, then 48 monthly payments of £190 at 5.9% APR representative (fixed). Total amount payable £10,020, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Vacuum casting machine (specification class, no single dominant UK supplier verified) £4,000 – £9,000 Vacuum Casting Unit
Centrifugal casting machine (specification class) £3,000 – £7,000 Centrifugal Casting Unit
Electric burnout kiln for investment moulds (specification class) £3,500 – £8,000 Burnout Kiln
Combined casting workstation with steam de-waxer and polishing bench (specification class) £12,000 – £25,000 Full Casting Bench Setup

Ready to compare jewellery casting equipment finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Jewellery casting equipment is a moveable item of plant and normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Hire purchase preserves this allowance for the buyer from day one; finance lease and operating lease payments are instead deducted as a revenue expense as they're paid.

Market context

Jewellery casting equipment is bought by independent jewellers, small casting workshops and trade casters producing work for designers who don't cast in-house, most operating as sole traders or very small partnerships. Because precious metal stock already ties up significant working capital, finance is widely used to acquire the casting equipment itself so cash isn't stretched across both the machinery and the metal at the same time, and a personal guarantee is close to universal given the size of most buyers. Replacement is usually driven by wanting finer control over casting temperature and vacuum quality as the work becomes more technical, rather than the older equipment failing outright. A workable used market exists for well-known casting units, which supports asset-backed finance on this equipment.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can precious metal stock be included in the finance?
No, asset finance is secured against the casting equipment itself, and lenders won't extend the same agreement to cover gold, silver or platinum stock, which is a consumable raw material rather than durable plant. Metal stock is normally funded separately, whether through working capital, a business overdraft, or your own cash. Keeping the two funding needs apart also makes it easier to compare finance offers, since equipment and bullion have very different lending criteria.
Do I need a trading history to get approved?
Established jewellers with a few years of accounts will generally get the most competitive rates, but lenders do finance newer workshops, particularly where the owner has a relevant trade background such as training with a goldsmith or completing a jewellery-making qualification. A personal guarantee and a slightly larger deposit are the usual trade-off for a thinner trading history.
What deposit should I expect?
Hire purchase deposits typically run 15% to 25% on casting equipment, in line with other craft workshop assets of this size. Finance lease agreements can often be arranged with no deposit at all. A bigger deposit will reduce your monthly payment and can help offset a limited trading history when a lender is deciding whether to approve the application.
Can I finance a full workshop fit-out in one agreement?
Yes, many lenders will combine a casting machine, burnout kiln, polishing equipment and bench tools onto a single finance agreement if they're all on the supplier's invoice, which is usually simpler than arranging separate agreements for each item. This can also help you clear the minimum finance threshold some lenders set on individual low-value items.

Related equipment finance

More craft & small manufacturing finance

See how lenders treat craft & small manufacturing assets

Guides and resources

Ready to finance your jewellery casting equipment?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check