Lendus.

Ceramic Wheel Finance

Spread the cost of a potter's wheel from £500 to £3,500 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a ceramic wheel?

Yes, ceramic wheels are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £500 to £3,500, and most deals are written over 12–36 months with a deposit of around 15–25%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£500 – £4k

Approval Speed

24–48 hours

Same-day for < £5k

Rates From

7.0% APR

What would a ceramic wheel cost per month?

£1,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical ceramic wheel price. Indicative only, not a quote.

Compare ceramic wheel finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 7.5% APR
Term
12–36 months
Deposit
15–25%
Ownership
Yours at the end
Best for
Sole traders equipping a first studio

Finance Lease

Rate
From 7.0% APR
Term
12–36 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Spreading the cost of several wheels for a teaching studio

Operating Lease

Rate
From 7.8% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Pottery schools that refresh wheels regularly for students

Representative example

On a purchase price of £1,500: a 10% deposit of £150, then 48 monthly payments of £32 at 5.9% APR representative (fixed). Total amount payable £1,686, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Shimpo VL-Whisper £1,800 – £2,300 Direct-Drive Electric Wheel
Shimpo RK-3E £2,000 – £2,600 Belt-Drive Electric Wheel
Entry-level electric wheel (specification class) £500 – £900 Compact Electric Wheel
Multi-station teaching wheel bank (specification class) £2,500 – £3,500 Classroom Wheel Set

Ready to compare ceramic wheel finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

A potter's wheel is a moveable item of plant and normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Because wheels are a low-value asset, many small studios choose to buy outright once trading is established, but hire purchase still preserves the same allowance for the buyer from day one.

Market context

Ceramic wheels are bought by studio potters, ceramics teachers and small pottery schools, often alongside a kiln when a workshop is first set up, or in batches when a teaching studio adds capacity. Because the individual unit cost is modest, most buyers finance a wheel as part of a wider studio fit-out rather than as a standalone purchase, and a personal guarantee is standard practice given how many buyers are sole traders. Replacement is usually driven by a worn drive belt or motor rather than the wheel head itself wearing out, and a well-maintained wheel can stay in service for many years. A steady second-hand market exists for established brands, which supports asset-backed finance even on this smaller ticket size.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance just one wheel, or does it need to be a bulk order?
Single wheels can be financed, though because the ticket size is small some lenders set a minimum finance amount, commonly around £1,000 to £1,500, which can mean bundling a wheel with a kiln, extruder or other studio equipment on the same agreement. If you only need one low-cost wheel, buying outright or using a supplier's own payment plan may work out simpler than arranging standalone asset finance.
What deposit is typical for a wheel?
Hire purchase deposits usually run 15% to 25% given the smaller ticket size and the number of sole-trader and first-time buyers in this market. Finance lease agreements can often be arranged with no deposit. If you're financing several wheels together for a teaching studio, a larger deposit across the whole order can bring the monthly cost down meaningfully.
Is a teaching studio treated differently from a working potter?
Lenders assess the borrowing business rather than the equipment use, so a pottery school and a working potter are underwritten in broadly the same way, on trading history, personal guarantee and deposit. Where a teaching studio is financing multiple wheels at once, lenders may look more closely at footfall and class bookings as evidence of ongoing income to support the repayments.
Can I finance a used wheel?
Yes, well-known brands such as Shimpo hold value and are commonly financed second-hand, usually up to around 8 to 10 years old depending on condition. Lenders typically want to know the motor and drive mechanism are working properly, and may ask for a supplier or seller declaration on older machines before approving the agreement.

Related equipment finance

More craft & small manufacturing finance

See how lenders treat craft & small manufacturing assets

Guides and resources

Ready to finance your ceramic wheel?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check