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Glass Cutting Table Finance

Spread the cost of a glass cutting table from £15,000 to £250,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a glass cutting table?

Yes, glass cutting tables are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £250,000, and most deals are written over 36–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£15k – £250k

Approval Speed

24–48 hours

Same-day for < £40k

Rates From

4.6% APR

What would a glass cutting table cost per month?

£75,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical glass cutting table price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.8% APR
Term
36–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fabricators wanting to own heavy floor-standing equipment outright

Finance Lease

Rate
From 4.5% APR
Term
36–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.3% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Fabricators wanting to move to newer, more automated lines as standards change

Representative example

On a purchase price of £75,000: a 10% deposit of £7,500, then 48 monthly payments of £1,582 at 5.9% APR representative (fixed). Total amount payable £83,436, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual/Semi-Automatic Cutting Table £15,000 – £35,000 Semi-Automatic Table
CNC Cutting Table (up to 3.2m x 6m) £60,000 – £150,000 CNC Cutting Table
High-Speed CNC Line with Auto-Loading £150,000 – £250,000 Automated Cutting Line

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Tax benefits

This equipment qualifies for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Finance lease payments are typically deductible in full from profit as they are paid, and refinancing an owned asset does not change its capital allowances position.

Market context

Glass cutting tables are bought by glass fabricators and glazing companies as the first station in processing float glass into finished units, and the jump from a manual or semi-automatic table to a CNC table is usually the biggest single equipment decision a growing fabricator makes, since it changes cutting accuracy, waste and labour together rather than any one factor alone. A CNC cutting table is a heavy, floor-standing installation needing adequate floor loading capacity and a level base, so site survey and installation form a meaningful share of the total project cost alongside the machine itself, and this is worth including when discussing the finance amount with a lender rather than pricing the machine alone. Replacement is usually driven by a move to a larger sheet size, a need for CNC accuracy to reduce waste, or extending capacity as order volume grows.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does installation cost need to be included in the finance amount?
Yes, and it is worth doing so. A CNC cutting table is heavy and needs a level, adequately loaded floor along with rigging to position it, and installation and commissioning can represent a meaningful share of the total project cost on top of the machine price. Lenders will finance the installed cost including delivery, rigging and commissioning if it is itemised on the supplier's quote, rather than just the machine price on its own.
What floor loading does a CNC cutting table need?
CNC cutting tables are heavy, floor-standing machines, and the exact loading requirement depends on the model and table size, so this should be checked against your building's structural specification before the machine arrives, not after. This is a site consideration rather than a finance one, but lenders financing the equipment will expect to see it has been addressed as part of the installation plan.
Can I finance a used glass cutting table?
Yes, used cutting tables from established builders such as Bystronic Glass and Bottero are financed, typically up to around 12-15 years old, with an independent valuation for higher-value CNC tables. The cutting head and software are the components most likely to need updating on an older table. A lender assessing a used CNC table will usually want to know whether the control software is still supported and whether spare parts remain available for the cutting head.
How quickly can glass cutting table finance be approved?
Semi-automatic tables under £40,000 are typically approved within 48 hours. CNC tables and automated lines, being higher value and needing installation detail, typically take 5-10 working days. Providing the site survey and floor loading confirmation alongside the equipment quote for a CNC table helps the lender review the full installation in one pass rather than requesting it separately partway through.
What deposit do I need for glass cutting table finance?
For hire purchase, most lenders ask for a 10 to 20% deposit, while finance lease and operating lease agreements are commonly available with no deposit required. Given a CNC cutting table can run from £60,000 up to £250,000 for a high-speed automated line, the deposit level makes a real difference to the monthly repayment, and a larger deposit can also help secure a better rate on higher-value equipment. Fabricators moving from a semi-automatic table to their first CNC line sometimes use proceeds from selling or part-exchanging the older table towards the deposit, which lenders are generally happy to factor into the application.
What happens if the fabrication business is sold or the cutting table is part-exchanged during the finance agreement?
The cutting table remains the lender's asset until a hire purchase agreement is settled in full or a lease reaches its end, so it cannot be sold or part-exchanged without the finance being dealt with first. If you want to move up from a semi-automatic table to a CNC line partway through an agreement, the usual approach is to settle the existing finance, often using the trade-in or part-exchange value from the older table towards that, before the new machine is financed separately. If the business itself is being sold, the outstanding finance typically needs to be settled or transferred with the lender's agreement, so it's worth raising this with your lender as soon as a sale is being considered.

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