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Double Glazing Line Finance

Spread the cost of a double glazing (IGU) production line from £80,000 to £1,500,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a double glazing line?

Yes, double glazing lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £80,000 to £1,500,000, and most deals are written over 36–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£80k – £1500k

Approval Speed

24–48 hours

Under £200k in 1-2 weeks

Rates From

4.5% APR

What would a double glazing line cost per month?

£380,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical double glazing line price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.8% APR
Term
36–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fabricators wanting to own heavy floor-standing equipment outright

Finance Lease

Rate
From 4.5% APR
Term
36–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.3% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Fabricators wanting to move to newer, more automated lines as standards change

Representative example

On a purchase price of £380,000: a 10% deposit of £38,000, then 48 monthly payments of £8,016 at 5.9% APR representative (fixed). Total amount payable £422,768, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Entry-Level IGU Line (manual spacer, up to 500 units/week) £80,000 – £200,000 Entry-Level IGU Line
Automated IGU Line (flexible/warm-edge spacer) £250,000 – £600,000 Automated IGU Line
High-Output IGU Line (multi-station, robotic handling) £600,000 – £1,500,000 High-Output IGU Line

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Tax benefits

This equipment qualifies for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Finance lease payments are typically deductible in full from profit as they are paid, and refinancing an owned asset does not change its capital allowances position.

Market context

A double glazing line is the largest single equipment purchase most glazing businesses make, and it is genuinely a line rather than one machine: washing, spacer application, gas filling and sealing stations connected together, each specified and often priced separately even when bought as one project from a single builder such as Lisec or Forel. These lines are heavy and need serious floor loading capacity, a level base across the full line length, and three-phase power at a rating most units do not otherwise carry, so a proper site survey before ordering is standard practice and installation is a substantial share of the total project cost rather than an afterthought. Replacement or expansion is usually driven by a move from manual to automated spacer application, adding gas filling capability, or capacity outgrowing the existing line, rather than the line wearing out; a well-maintained line from an established builder runs for decades.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What site preparation does a double glazing line need before installation?
A full IGU line needs adequate floor loading across its length, since it is a heavy, connected sequence of stations rather than one compact machine, along with a level base and three-phase power at a rating most units do not otherwise have on site. A proper structural and electrical survey before ordering is standard practice, and any groundworks or power upgrade needed should be included in the total project cost discussed with your lender, not treated as a separate, unplanned expense afterwards.
How much of the total project cost is installation rather than the machine?
For a full IGU line, installation, including rigging, connecting the stations, commissioning and any site groundworks or power upgrade, is a significant share of the total project cost, not a minor add-on. When getting quotes and arranging finance, ask your supplier for an itemised breakdown of machine cost versus installation cost so the finance amount reflects the true delivered and running cost of the line.
Can I finance the line in stages rather than all at once?
Some lenders will structure a facility with staged drawdowns matched to delivery and commissioning milestones across the line, particularly for larger automated lines with multiple stations delivered and installed over several weeks. This is worth discussing upfront if your project is being delivered in phases rather than as one single installation event. Agreeing the staged structure before the project starts, rather than partway through, gives both you and the lender a clear schedule to work to as each station is delivered and commissioned.
Can I finance a used double glazing line?
Yes, used lines from established builders such as Lisec, Forel and Bottero are financed, typically up to around 12-15 years old, with an independent valuation standard given the values involved. Spacer application technology moves on relatively quickly, so a used line's spacer system is often the component buyers scrutinise most closely. A used line's control software and whether it remains supported by the original builder is also worth checking, since this affects both ongoing servicing and the finance term a lender will offer.
How quickly can double glazing line finance be approved?
Entry-level lines under £200,000 with a straightforward specification can be approved within 1-2 weeks. Larger automated or high-output lines typically take 3-4 weeks given the number of stations, the installation detail and the values involved. A completed site survey covering floor loading, power supply and access for delivery is one of the most useful documents to have ready before applying, since it removes one of the most common causes of delay.
What happens at the end of a double glazing line finance agreement?
Hire purchase transfers full ownership of the line once the agreement is paid off, which suits a fabricator wanting to own heavy floor-standing equipment outright and set depreciation against it. A finance lease usually offers a balloon payment to take ownership, continued rental, or handover to the funder, while an operating lease is return-only, which suits a fabricator wanting to move to a newer, more automated line as standards change rather than run the original installation for its full working life, given how far spacer and gas-filling technology has developed.

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