Lendus.

CNC Nesting Machine Finance

Spread the cost of a CNC nesting machine from £20,000 to £150,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cnc nesting machine?

Yes, cnc nesting machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £150,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£20k – £150k

Approval Speed

24–48 hours

Same-day for < £60k

Rates From

4.7% APR

What would a cnc nesting machine cost per month?

£60,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cnc nesting machine price. Indicative only, not a quote.

Compare cnc nesting machine finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the machine outright

Finance Lease

Rate
From 4.7% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.4% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Stay current on nesting software and automation. Off balance sheet.

Representative example

On a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Used Biesse Rover A nesting router £20,000 – £38,000 Reconditioned Nesting Router
SCM Morbidelli N-CNC £54,000 – £75,000 Nesting Machining Centre
SCM Morbidelli X200/X400 £75,000 – £120,000 Multi-Table Nesting Cell
Automated nesting cell with load/unload (Biesse/SCM class) £110,000 – £150,000 Automated Nesting Cell

Ready to compare cnc nesting machine finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

CNC nesting machines qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible.

Market context

CNC nesting machines are bought by kitchen, furniture and shopfitting manufacturers cutting sheet material such as MDF, plywood and melamine-faced board into batches of parts laid out to minimise waste, using vacuum or pod-and-rail hold-down rather than fixtures. Because the machine represents a substantial share of a small manufacturer's capital budget, most buyers finance it rather than deplete the working capital needed for board stock, edging and staff between orders. Replacement is typically driven by wanting a bigger bed, automated loading and unloading, or faster cutting speed to keep up with order volume, rather than the machine wearing out; well-maintained nesting machines run reliably for many years. A genuine used market exists for Biesse and SCM Morbidelli nesting machines through UK CNC woodworking dealers, and lenders will fund a used machine, usually over a shorter term. These machines need a three-phase supply and a dedicated extraction system sized to the cutting volume, and router cutters are a recurring tooling cost separate from the machine.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance a used CNC nesting machine?
Yes. Used Biesse and SCM Morbidelli nesting machines are available through UK specialist dealers, and lenders will finance them, typically over a shorter term than for a new machine and often with an independent valuation for higher-value examples. Software and control system compatibility with your production files is worth checking alongside the mechanical condition before committing. It is also worth checking that the machine's control software is still supported by the manufacturer, since older control systems can be harder to integrate with current nesting software.
Can nesting software and tooling be included in the finance?
Yes, provided they appear on the same supplier invoice as the machine. Nesting optimisation software licences, router cutters and initial tooling packages are routinely rolled into the same hire purchase or lease agreement, so the machine arrives ready to run without a separate cash purchase for the software and cutting tools it needs. This is worth confirming with the supplier when the quote is drawn up, so the finance agreement reflects the complete working setup rather than the bare machine alone.
Do I need three-phase power and extraction for a nesting machine?
Yes. CNC nesting machines run on a three-phase supply and generate a significant volume of fine dust and offcuts that need a dedicated extraction system sized to the machine's cutting speed, which is a legal requirement in UK workshops handling wood dust. It is worth costing extraction alongside the machine rather than as an afterthought, and it can usually be financed on the same agreement.
What deposit do I need for CNC nesting machine finance?
For hire purchase, most lenders ask for a 10–20% deposit. Finance leases and operating leases can often be arranged with no deposit at all. A larger deposit reduces the monthly payment and, on higher-value automated nesting cells, can help secure a more competitive rate given the size of the transaction. Businesses with an established trading history and a strong order book for the parts the machine will produce may be offered more flexibility on the deposit required.
How quickly can I get CNC nesting machine finance?
Most applications are approved within 24–48 hours, with same-day approval common for deals under £60,000. Larger automated cells with load and unload automation typically take longer to assess, as the lender reviews the full specification, installation timeline and, for bigger deals, the business's trading history. Straightforward deals for a standard configuration with a clear supplier quote tend to move through approval fastest.

Related equipment finance

More woodworking finance

See how lenders treat woodworking assets

Guides and resources

Ready to finance your cnc nesting machine?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check