Lendus.

Dust Extraction Finance

Spread the cost of a workshop dust extraction system from £300 to £40,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a dust extraction?

Yes, dust extractions are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £300 to £40,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£300 – £40k

Approval Speed

24–48 hours

Same-day for < £10k

Rates From

5.1% APR

What would a dust extraction cost per month?

£8,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical dust extraction price. Indicative only, not a quote.

Compare dust extraction finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 5.7% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Workshops wanting to own the extraction system outright

Finance Lease

Rate
From 5.1% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.9% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Fit compliant extraction without a large upfront outlay. Off balance sheet.

Representative example

On a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Record Power AC400 ambient air filter £170 – £350 Ambient Air Filter
Record Power DX5000 wall-mounted extractor £2,500 – £4,500 Single-Machine Extractor
Central ducted extraction system (workshop class) £6,000 – £18,000 Multi-Machine Ducted System
Nederman/Aerotec-class production extraction plant £18,000 – £40,000 Production Extraction Plant

Ready to compare dust extraction finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Dust extraction systems qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible.

Market context

Dust extraction is bought by every kind of wood-processing business, from a one-person joinery shop to a full production line, because it is a legal requirement in UK workshops where wood dust is generated rather than an optional extra. It is very often financed alongside the machine or machines it serves, since a new panel saw, sander or planer is not genuinely usable in a compliant UK workshop without adequate extraction at the point of cut. Replacement or expansion is usually driven by adding a new machine to the workshop, moving to a bigger unit, or needing finer filtration for sanding dust, rather than the extractor failing outright. A reasonable used market exists for single and twin-motor mobile extractors, though central ducted systems sized to a specific machine layout are more commonly bought new. Central and production extraction systems generally need a three-phase supply, and duct sizing and filtration should be matched to the machines being served rather than bought as an afterthought.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Do I legally need dust extraction in a UK woodworking workshop?
Yes, dust extraction is a legal requirement in UK workshops that generate wood dust, and it is worth treating it as a core part of any machine purchase rather than an optional add-on. Because of this, extraction is one of the most consistently financed items in this sector, whether bought as a standalone system or bundled with the machine it serves.
Can extraction be financed alongside a new machine purchase?
Yes. Provided the extractor, ducting and any required testing appear on the same supplier invoice as the machine, they can be included in the same hire purchase or lease agreement. This is the most common way extraction is financed in practice, since a workshop rarely buys a saw, sander or planer without also needing extraction fitted at the same time.
Can I finance a used dust extraction system?
Yes, particularly for mobile single or twin-motor extractors, where a modest used market exists through general woodworking machinery dealers. Central ducted systems are harder to buy used because they are sized and fitted to a specific workshop layout, so new equipment finance is more common for those, generally over a shorter term than for the machinery it supports. Ask the supplier or seller for the filter type and motor hours where available, since these affect both performance and how a lender views the machine's remaining working life.
Do central extraction systems need three-phase power?
Generally yes. Central ducted systems and production extraction plant serving multiple machines are built for a three-phase supply, given the fan power needed to maintain suction across a workshop. Smaller mobile and wall-mounted extractors for a single machine are more often single-phase 230V, which suits a smaller workshop or a business extracting from one machine at a time. It is worth having your workshop's electrical supply assessed by a qualified electrician at the same time the extraction system is specified, so both can be planned together.
How quickly can I get dust extraction finance?
Most applications are approved within 24–48 hours, and for deals under £10,000, same-day approval is common. A bespoke central ducted system sized to a specific workshop layout may take slightly longer to assess, particularly where the supplier needs to complete a site survey before confirming the final specification and price. Straightforward deals for a mobile or wall-mounted extractor tend to move through approval fastest.

Related equipment finance

More woodworking finance

See how lenders treat woodworking assets

Guides and resources

Ready to finance your dust extraction?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check