Learn about owner-occupied and investment commercial mortgages serving Sheffield and South Yorkshire businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Sheffield
30k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A commercial mortgage is a long-term loan secured against commercial property, offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Sheffield?
For UK limited companies with 3+ months’ trading and monthly revenue.
Sheffield has successfully reinvented itself from its steel city heritage into a centre for advanced manufacturing and materials technology, with organisations such as the Advanced Manufacturing Research Centre (AMRC) and the Nuclear AMRC attracting global manufacturers including Boeing and Rolls-Royce to the city region. The University of Sheffield and Sheffield Hallam University drive significant research commercialisation, particularly in materials science, robotics, and health innovation. Sheffield's city centre has seen major regeneration through the Heart of the City II development, supporting a growing professional services and technology sector. With 30k registered businesses across South Yorkshire, Sheffield has strong demand for competitive commercial mortgages.
Funding availability depends on the business and finance required in the South Yorkshire area. Whether your Sheffield business needs offices and serviced offices or retail shops and high street premises, lenders assess each application individually.
Several specialist lenders on our panel work with Sheffield businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.