Learn about owner-occupied and investment commercial mortgages serving Plymouth and South West England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Plymouth
14k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A commercial mortgage is a long-term loan secured against commercial property, offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Plymouth?
For UK limited companies with 3+ months’ trading and monthly revenue.
Plymouth is one of the UK's most significant defence and naval cities, home to HMNB Devonport, the largest naval base in Western Europe, which underpins a substantial defence technology and engineering supply chain across the city region. The city has an emerging marine technology cluster centred on the Plymouth Marine Laboratory and the University of Plymouth's marine science facilities, positioning it as a growing hub for ocean technology, autonomous vessels, and marine renewable energy. Plymouth's healthcare sector is significant, with Derriford Hospital serving as a major regional tertiary centre, and the city is investing in regeneration through the Plymouth and South Devon Freeport initiative. With 14k registered businesses across South West England, Plymouth has strong demand for competitive commercial mortgages.
Funding availability depends on the business and finance required in the South West England area. Whether your Plymouth business needs offices and serviced offices or retail shops and high street premises, lenders assess each application individually.
Several specialist lenders on our panel work with Plymouth businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.