Compare senior debt, mezzanine, and stretched senior from specialist UK lenders serving Oxford and South East England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.5% p.a.
Senior, mezzanine, or stretched
Amounts
£150k - £25M+
Speed
2-6 weeks
Oxford
14k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Development finance is specialist lending for property development projects, new builds, conversions, refurbishments, and renovations. Unlike standard mortgages, funds are released in stages as the build progresses, and repaid when you sell the completed units or refinance.
You apply with your project plans, planning permission, build costs, and a projected Gross Development Value (GDV). The lender values the site, assesses the project, and if approved, releases an initial tranche for site acquisition. Further drawdowns follow at agreed construction milestones, foundations, first fix, second fix, completion.
The primary development loan. Up to 65-70% LTGDV and 70-85% LTC. Rates from 6.5% per annum.
Fills the gap between senior debt and your equity. Up to 90% LTC. Rates from 12-18% per annum.
Combined senior + mezzanine in one facility. Up to 85% LTC. Rates from 8-12% per annum. Simpler structure.
Borrow £1,000,000 at 8.5% over 18 months. Total repayable: ~£1,127,500. Your rate depends on your circumstances.
Ready to compare development finance in Oxford?
For UK limited companies with 3+ months’ trading and monthly revenue.
Oxford's economy is driven by one of the world's great universities and a powerful innovation ecosystem that has produced globally significant companies including Oxford AstraZeneca vaccine technology partners, Vaccitech, and numerous AI and deep tech spinouts. The city's life sciences and pharmaceutical sector is centred on the Oxford Science Park and Harwell Campus, where companies benefit from proximity to world-class research infrastructure and a dense network of academic collaborators. Oxford also has a growing automotive technology cluster, with BMW's Mini plant in nearby Cowley and a network of electric vehicle and autonomous systems suppliers establishing facilities in the Oxford area. With 14k registered businesses across South East England, Oxford has strong demand for competitive development finance.
Funding availability depends on the business and finance required in the South East England area. Whether your Oxford business needs ground-up residential development or commercial to residential conversion, lenders assess each application individually.
Several specialist lenders on our panel work with Oxford businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.