Learn about regulated and unregulated bridging finance serving Oxford and South East England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.4%/month
Regulated and unregulated
Amounts
£25k - £25M
Speed
3-14 days
Oxford
14k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A bridging loan is short-term secured finance designed to bridge a financial gap, most commonly between buying a new property and selling an existing one. They are secured against property or land and repaid as a lump sum, typically within 1-18 months.
You apply with details of the property being used as security and your exit strategy (how you will repay). The lender values the property, makes an offer, and if you accept, funds can be released within days. Interest is usually rolled up and repaid at the end rather than paid monthly.
For property you or your family will live in. FCA regulated with consumer protections. Rates from 0.4%/month.
For investment or commercial property. Faster, more flexible, fewer restrictions. Rates from 0.45%/month.
Sits behind an existing mortgage. Higher rates but preserves your current mortgage deal.
Borrow £300,000 at 0.75%/month over 6 months. Total repayable: ~£317,500. Your rate depends on your circumstances.
Ready to compare bridging loans in Oxford?
For UK limited companies with 3+ months’ trading and monthly revenue.
Oxford's economy is driven by one of the world's great universities and a powerful innovation ecosystem that has produced globally significant companies including Oxford AstraZeneca vaccine technology partners, Vaccitech, and numerous AI and deep tech spinouts. The city's life sciences and pharmaceutical sector is centred on the Oxford Science Park and Harwell Campus, where companies benefit from proximity to world-class research infrastructure and a dense network of academic collaborators. Oxford also has a growing automotive technology cluster, with BMW's Mini plant in nearby Cowley and a network of electric vehicle and autonomous systems suppliers establishing facilities in the Oxford area. With 14k registered businesses across South East England, Oxford has strong demand for competitive bridging loans.
Funding availability depends on the business and finance required in the South East England area. Whether your Oxford business needs auction property purchases or chain break and house purchase, lenders assess each application individually.
Several specialist lenders on our panel work with Oxford businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.