Learn about hire purchase, finance lease, and operating lease options serving Norwich and East of England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.8% APR
HP, lease, or refinance
Amounts
£5k - £2M
Speed
24-48 hours
Norwich
11k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Asset finance lets businesses spread the cost of equipment, vehicles, and machinery over monthly payments instead of paying upfront. The asset itself acts as security, which means rates are typically lower than unsecured loans and approval is faster.
You choose the asset you need, apply for finance, and if approved, the lender purchases the asset on your behalf. You make monthly payments over an agreed term (typically 12-60 months). At the end, depending on the finance type, you either own the asset outright (hire purchase), return it (operating lease), or pay a balloon payment (finance lease).
You own the asset at the end of the agreement. Claim capital allowances. Typical rates from 4.8% APR.
Tax-efficient, claim 100% of lease payments against profit. Return or buy at the end via balloon payment.
Off balance sheet. Always have the latest equipment. Return at the end of the term.
Borrow £35,000 at 5.9% over 48 months. Monthly repayment: ~£825. Total repayable: ~£39,600. Your rate depends on your circumstances.
Ready to compare asset finance in Norwich?
For UK limited companies with 3+ months’ trading and monthly revenue.
Norwich is the economic and cultural capital of East Anglia, with a significant financial services sector anchored by Aviva, which was founded in the city and remains one of its largest employers, alongside a strong insurance and professional services base. The city's agricultural hinterland supports a growing agri-tech and food innovation ecosystem, with the John Innes Centre and Norwich Research Park forming one of Europe's leading clusters for plant science, food security, and biomedical research. Norwich's creative sector and independent retail economy are supported by a strong arts scene, two universities, and a city centre that retains one of the best-preserved medieval streetscapes in northern Europe. With 11k registered businesses across East of England, Norwich has strong demand for competitive asset finance.
Funding availability depends on the business and finance required in the East of England area. Whether your Norwich business needs vehicles and vans or construction plant and machinery, lenders assess each application individually.
Several specialist lenders on our panel work with Norwich businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.