Learn about unsecured, secured, and merchant cash advance options serving Birmingham and West Midlands businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.9% APR
Unsecured, secured, or MCA
Amounts
£1k - £5M
Speed
24-48 hours
Birmingham
65k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A business loan gives your company a lump sum of funding to use for any business purpose, working capital, expansion, stock, equipment, marketing, or managing cash flow gaps. You repay in fixed monthly instalments over an agreed term.
You apply with details about your business (turnover, trading history, purpose) and the amount you need. The lender assesses your application and, if approved, offers you a rate and term. Once you accept, funds are typically in your account within 24-48 hours for unsecured loans.
No collateral required. Amounts typically £1k-£500k. Rates from 6.9% APR. Decisions in 24-48 hours.
Lower rates, larger amounts (up to £5M). Property or assets used as security. Rates from 4.5% APR.
Repay as a percentage of daily card sales. No fixed monthly payments. Ideal for retail and hospitality.
Borrow £50,000 at 9.9% over 36 months. Monthly repayment: ~£1,613. Total repayable: ~£58,068. Your rate depends on your circumstances.
Ready to compare business loans in Birmingham?
For UK limited companies with 3+ months’ trading and monthly revenue.
Birmingham is the UK's second most populous city and the economic engine of the West Midlands, with a diverse economy spanning advanced manufacturing, professional services, and a rapidly growing life sciences cluster. The city benefited significantly from hosting the 2022 Commonwealth Games, which accelerated regeneration projects across East Birmingham and Digbeth. HS2 connectivity is expected to further boost Birmingham's position as a major business destination, with HSBC and Goldman Sachs among major employers anchoring the city's growing financial sector. With 65k registered businesses across West Midlands, Birmingham has strong demand for competitive business loans.
Funding availability depends on the business and finance required in the West Midlands area. Whether your Birmingham business needs working capital and cash flow or business expansion and growth, lenders assess each application individually.
Several specialist lenders on our panel work with Birmingham businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.