Learn about regulated and unregulated bridging finance serving Birmingham and West Midlands businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.4%/month
Regulated and unregulated
Amounts
£25k - £25M
Speed
3-14 days
Birmingham
65k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A bridging loan is short-term secured finance designed to bridge a financial gap, most commonly between buying a new property and selling an existing one. They are secured against property or land and repaid as a lump sum, typically within 1-18 months.
You apply with details of the property being used as security and your exit strategy (how you will repay). The lender values the property, makes an offer, and if you accept, funds can be released within days. Interest is usually rolled up and repaid at the end rather than paid monthly.
For property you or your family will live in. FCA regulated with consumer protections. Rates from 0.4%/month.
For investment or commercial property. Faster, more flexible, fewer restrictions. Rates from 0.45%/month.
Sits behind an existing mortgage. Higher rates but preserves your current mortgage deal.
Borrow £300,000 at 0.75%/month over 6 months. Total repayable: ~£317,500. Your rate depends on your circumstances.
Ready to compare bridging loans in Birmingham?
For UK limited companies with 3+ months’ trading and monthly revenue.
Birmingham is the UK's second most populous city and the economic engine of the West Midlands, with a diverse economy spanning advanced manufacturing, professional services, and a rapidly growing life sciences cluster. The city benefited significantly from hosting the 2022 Commonwealth Games, which accelerated regeneration projects across East Birmingham and Digbeth. HS2 connectivity is expected to further boost Birmingham's position as a major business destination, with HSBC and Goldman Sachs among major employers anchoring the city's growing financial sector. With 65k registered businesses across West Midlands, Birmingham has strong demand for competitive bridging loans.
Funding availability depends on the business and finance required in the West Midlands area. Whether your Birmingham business needs auction property purchases or chain break and house purchase, lenders assess each application individually.
Several specialist lenders on our panel work with Birmingham businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.