Picking Station Finance

Spread the cost of a picking station from £30,000 to £280,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a picking station?

Yes, picking stations are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £30,000 to £280,000, and most deals are written over 36–84 months with a deposit of around 15–25%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

Typical Cost

£30k – £280k

Approval Speed

24–48 hours

Subject to full underwriting for larger tickets

Rates From

5.2% APR

What would a picking station cost per month?

Picking Station price (ex VAT) £100,000

Deposit 10%

Agreement term 60 months

Annual interest rate 9%

Balloon payment £0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical picking station price. Indicative only, not a quote.

Finance options

Hire Purchase (HP)

Rate: From 5.7% APR
Term: 36–84 months
Deposit: 15–25%
Ownership: Yours at the end
Best for: Operators wanting to own the picking line outright

Finance Lease

Rate: From 5.2% APR
Term: 36–84 months
Deposit: None required
Ownership: Return or buy (balloon payment)
Best for: Tax efficient; claim payments against profit

Operating Lease

Rate: From 6.0% APR
Term: 48–72 months
Deposit: None required
Ownership: Return at end
Best for: Suits sites refreshing sorting capacity on a cycle

Representative example

On a purchase price of £100,000: a 10% deposit of £10,000, then 48 monthly payments of £2,110 at 5.9% APR representative (fixed). Total amount payable £111,280, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification	Guide price	Type
Kiverco PS122 Picking Station	£40,000 – £85,000	Single-Line Picking Station
Kiverco Modular PS Picking Station	£90,000 – £180,000	Modular Multi-Station Picking Line
Enclosed Multi-Line Picking Station	£150,000 – £270,000	Enclosed Multi-Line Picking Station

Tax benefits

A picking station generally qualifies as plant and machinery for capital allowances, so a business can typically set some or all of the cost against taxable profits through the Annual Investment Allowance or other first-year reliefs, subject to your total qualifying spend for the year. Confirm current treatment with your accountant before finalising the finance structure.

Market context

Materials recovery facility operators and waste transfer stations needing a manual sorting stage alongside mechanical separation are the main buyers, and a picking station is typically integrated into a wider sorting line rather than bought as a standalone item. The number of picking positions and the cabin's enclosure and ventilation standard are the main drivers of both cost and the working conditions provided for operators sorting material by hand. Kiverco is an established manufacturer of picking stations, including modular units combining air separation, magnetic separation and manual sorting in one system. A permit is typically required for a site running a manual sorting line as part of waste processing, separate from the equipment itself. Replacement is generally driven by conveyor and structural wear alongside evolving requirements for enclosed working environments.

Frequently asked questions

What does a picking station add beyond mechanical sorting?

Mechanical separation equipment such as trommels, magnets and eddy current separators sorts material by physical properties like size, magnetism or conductivity, but cannot distinguish between materials that share those properties or reliably remove contamination. A picking station adds a manual sorting stage where operators visually identify and remove specific items, which improves the purity of the final output beyond what mechanical stages achieve alone.

Why does the picking cabin's enclosure matter?

An enclosed, ventilated cabin protects operators from dust, noise and weather while they sort material by hand for extended periods, and the standard of enclosure affects both operator working conditions and how comfortably a site can run picking shifts. This is a genuine consideration for the wellbeing of staff doing this work, and it is worth comparing enclosure specifications between suppliers rather than focusing on picking capacity alone.

How many picking positions do I need?

This depends on your line's throughput and how much manual sorting your material stream needs beyond what mechanical separation achieves. More positions let you sort a faster-moving line or apply more sorting categories, but also mean a larger, more expensive station. Your supplier can help model position count against your expected throughput and target output purity.

Do I need a permit to run a picking station?

A site running a manual sorting line as part of waste processing typically operates under an environmental permit, separate from the picking station equipment itself. Check current permitting requirements with the relevant regulator for your site before committing to a specific scale of operation.

How quickly can I get picking station finance?

Most applications are approved within 24 to 48 hours once a supplier quote and recent accounts are available. Because this is typically part of a larger sorting line investment, lenders will usually want fuller trading history and accounts, so it is worth having these ready when you apply.