Compare factoring, discounting, and selective invoice finance from specialist providers serving Nottingham and East Midlands businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.5%
of invoice value
Amounts
£10k - £5M facility
Speed
24 hours
Nottingham
25k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Invoice finance lets you release cash tied up in unpaid customer invoices immediately, rather than waiting 30-90 days for payment. A finance provider advances up to 90% of the invoice value within 24 hours, then collects the full payment from your customer.
You raise invoices to your customers as normal. Instead of waiting for payment, you submit the invoices to your finance provider, who advances up to 90% of the value within 24 hours. When your customer pays, the provider releases the remaining balance minus their fee.
The provider manages credit control and collects from your customers directly. You get funding plus outsourced collections.
Confidential, you maintain customer relationships and collect payments yourself. Customers are unaware of the arrangement.
Choose which invoices to finance, one at a time. No long-term commitment. Higher per-invoice cost but maximum flexibility.
Borrow £100,000 at 1.5% over per invoice. Total repayable: ~£101,500. Your rate depends on your circumstances.
Ready to compare invoice finance in Nottingham?
For UK limited companies with 3+ months’ trading and monthly revenue.
Local application guide
Invoice finance is relevant when a Nottingham business has completed B2B work but is still waiting for customers to pay. The funder focuses on the invoice ledger and the credit quality of those customers, so the application should explain who is invoiced, the agreed payment terms, and whether any invoices are disputed or subject to retention.
For wholesale, distribution, life-sciences supply, technology, and professional-services businesses, the first choice is usually between confidential invoice discounting and factoring with outsourced credit control. Selective finance can be considered when only one or two invoices create a cash-flow gap.
Nottingham is the commercial hub of the East Midlands, with a major retail and distribution sector underpinned by the proximity to key national logistics corridors and headquarters of brands including Boots, the retail pharmacy giant. The city has a significant pharmaceutical and life sciences cluster, with Boots UK, Experian, and Capital One among the largest employers, and the University of Nottingham driving applied research in areas including drug discovery and medical technology. Nottingham's digital and creative sector is expanding, supported by regeneration of the Broadmarsh area and investment in the city's innovation ecosystem. With 25k registered businesses across East Midlands, Nottingham has strong demand for competitive invoice finance.
Funding availability depends on the business and finance required in the East Midlands area. Whether your Nottingham business needs recruitment and staffing agencies or construction and building trades, lenders assess each application individually.
Several specialist lenders on our panel work with Nottingham businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.