Learn about unsecured, secured, and merchant cash advance options serving Manchester and Greater Manchester businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.9% APR
Unsecured, secured, or MCA
Amounts
£1k - £5M
Speed
24-48 hours
Manchester
75k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A business loan gives your company a lump sum of funding to use for any business purpose, working capital, expansion, stock, equipment, marketing, or managing cash flow gaps. You repay in fixed monthly instalments over an agreed term.
You apply with details about your business (turnover, trading history, purpose) and the amount you need. The lender assesses your application and, if approved, offers you a rate and term. Once you accept, funds are typically in your account within 24-48 hours for unsecured loans.
No collateral required. Amounts typically £1k-£500k. Rates from 6.9% APR. Decisions in 24-48 hours.
Lower rates, larger amounts (up to £5M). Property or assets used as security. Rates from 4.5% APR.
Repay as a percentage of daily card sales. No fixed monthly payments. Ideal for retail and hospitality.
Borrow £50,000 at 9.9% over 36 months. Monthly repayment: ~£1,613. Total repayable: ~£58,068. Your rate depends on your circumstances.
Ready to compare business loans in Manchester?
For UK limited companies with 3+ months’ trading and monthly revenue.
Manchester is the UK's second-largest economy outside London, anchored by a booming digital and technology sector centred around NOMA and MediaCityUK in nearby Salford, where the BBC and ITV have relocated major operations. The city is a major financial services hub with a growing fintech scene, and its three universities generate a large, skilled graduate workforce that continues to attract national and international employers. Greater Manchester's devolved economic model and ambitious growth plans make it one of the UK's most investable regional cities. With 75k registered businesses across Greater Manchester, Manchester has strong demand for competitive business loans.
Funding availability depends on the business and finance required in the Greater Manchester area. Whether your Manchester business needs working capital and cash flow or business expansion and growth, lenders assess each application individually.
Several specialist lenders on our panel work with Manchester businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.