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Time Finance Review

Figures last checked . Independent review by Lendus — we are an introducer, not a lender, and are not paid by Time Finance.

What does Time Finance offer UK businesses?

Time Finance does not offer a direct lending product. Priced per deal. Figures checked 23 August 2026 and indicative only.

Time Finance plc is a Bath-based UK commercial finance provider, listed at Companies House as an active public limited company, previously 1pm plc and renamed in December 2020. It provides asset finance and wider business finance to UK SMEs. Lendus has not confirmed its current rates, approval times or regulatory permissions from a primary source, so none are stated here. Check the FCA Register at register.fca.org.uk and confirm terms with the provider directly.

Written by the Lendus editorial team. Last updated: April 2026.

50+ UK lenders through Fundably
3+ months trading
UK limited companies only
Monthly revenue required

Amount

£5k – £500k

Rates

N/A – N/A

Priced per deal; no public rate card

Speed

Not confirmed; Lendus could not access the lender's website to verify this during research.

What is Time Finance?

Time Finance (Time Finance plc (Companies House record; formerly 1pm plc until December 2020)) is a UK-based business finance provider founded in 2006 and headquartered in Bath. Time Finance plc is a Bath-based UK commercial finance provider, listed at Companies House as an active public limited company, previously 1pm plc and renamed in December 2020. It provides asset finance and wider business finance to UK SMEs. Lendus has not confirmed its current rates, approval times or regulatory permissions from a primary source, so none are stated here. Check the FCA Register at register.fca.org.uk and confirm terms with the provider directly. .

Founded 2006 Bath Regulatory details being re-verified. Check the FCA Register before relying on them.

Where these details come from

Explore business funding options through Fundably

For UK limited companies with 3+ months’ trading and monthly revenue.

Check Eligibility

Products offered

Asset Finance

Rates and costs

Rate range
N/A – N/A (Priced per deal; no public rate card)
Representative APR
Not confirmed. Lendus could not access Time Finance's website to check for a published representative APR.
Amount range
£5,000 – £500,000
Approval speed
Not confirmed; Lendus could not access the lender's website to verify this during research.

Eligibility requirements

Minimum trading history
Not confirmed; Lendus could not access the lender's website to verify this during research.
Minimum turnover
Not confirmed; Lendus could not access the lender's website to verify this during research.
Credit requirements
Not confirmed. Lendus was unable to load Time Finance's website during research on 2026-08-23 to check its published credit criteria; this section should be verified directly with the lender before publishing further detail.

How to apply

1

Review Time Finance's current application requirements on its website.

2

You can also explore business funding through Lendus. Fundably handles these applications and matches eligible businesses with its panel.

3

Fundably accepts UK limited companies with at least 3 months of trading and monthly revenue.

4

Availability of this particular lender through Fundably is not guaranteed.

Explore business funding options through Fundably

For UK limited companies with 3+ months’ trading and monthly revenue.

Check Eligibility

Pros and cons

Pros

  • Confirmed as an active, long-standing public limited company at Companies House (registered since 2006, formerly 1pm plc)

Cons

  • Lendus could not independently verify current product terms, rates or FCA status from the lender's own website as of 2026-08-23
  • This record is marked unverified and needs a human follow-up check before being treated as complete

Is Time Finance right for you?

Best for

Not confirmed pending verification of current product details.

Not ideal for

Not confirmed pending verification of current product details.

Time Finance alternatives

If Time Finance isn't the right fit, consider these alternatives:

Close Brothers Propel Finance Haydock Finance

Explore finance options through Fundably when you apply; a soft credit check may be used for matching

For UK limited companies with 3+ months’ trading and monthly revenue.

Check Eligibility

Frequently asked questions about Time Finance

Is Time Finance legit?
Time Finance plc is confirmed as an active public limited company at Companies House (company number 05845866), previously registered as 1pm plc until December 2020. Lendus could not access the lender's own website during research on 2026-08-23 to confirm further detail such as its FCA firm reference number, so this profile is currently marked unverified pending that check.
Is Time Finance FCA regulated?
Lendus has not been able to confirm Time Finance's specific FCA firm reference number from a primary source, because the lender's website could not be reached during this research pass. This should be verified directly with the lender or the FCA Register before relying on any regulatory claim.

Explore your business funding options

Explore business funding options through Fundably.

Check Eligibility

For UK limited companies with at least 3 months’ trading and monthly revenue.

Business finance matched to your needs

Ltd companies · 3+ months trading · monthly revenue

Check eligibility