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Praetura Asset Finance Review

Figures last checked . Independent review by Lendus — we are an introducer, not a lender, and are not paid by Praetura Asset Finance.

What does Praetura Asset Finance offer UK businesses?

Praetura Asset Finance does not offer a direct lending product. Priced per deal. Figures checked 23 August 2026 and indicative only.

Praetura Asset Finance is a Blackburn-based specialist lender, part of the Manchester-headquartered Praetura Group, incorporated in 2013. It provides hire purchase, finance lease and asset refinance to UK SMEs, and is regulated by the Financial Conduct Authority for consumer credit lending activities. Praetura Group also runs sister businesses in invoice finance and venture capital.

Written by the Lendus editorial team. Last updated: April 2026.

50+ UK lenders through Fundably
3+ months trading
UK limited companies only
Monthly revenue required

Amount

£5k – £500k

Rates

N/A – N/A

Priced per deal; no public rate card

Speed

Not publicly stated; timescales are assessed per deal.

What is Praetura Asset Finance?

Praetura Asset Finance (Praetura Asset Finance Limited) is a UK-based business finance provider founded in 2013 and headquartered in Blackburn. Praetura Asset Finance is a Blackburn-based specialist lender, part of the Manchester-headquartered Praetura Group, incorporated in 2013. It provides hire purchase, finance lease and asset refinance to UK SMEs, and is regulated by the Financial Conduct Authority for consumer credit lending activities. Praetura Group also runs sister businesses in invoice finance and venture capital. .

Founded 2013 Blackburn Praetura Asset Finance Limited is authorised and regulated by the Financial Conduct Authority in respect of consumer credit lending activities. FCA firm reference number 737408.

Where these details come from

Explore business funding options through Fundably

For UK limited companies with 3+ months’ trading and monthly revenue.

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Products offered

Asset Finance

Rates and costs

Rate range
N/A – N/A (Priced per deal; no public rate card)
Representative APR
Praetura Asset Finance does not publish a representative APR; asset finance is priced per deal.
Amount range
£5,000 – £500,000
Approval speed
Not publicly stated; timescales are assessed per deal.

Eligibility requirements

Minimum trading history
Not publicly stated; assessed as part of underwriting.
Minimum turnover
Not publicly stated; deals are assessed on a case-by-case basis.
Credit requirements
Praetura does not publish standard credit criteria for asset finance. Facilities are secured against the financed asset, with underwriting based on the business's financials, the asset type, and deal structure.

How to apply

1

Review Praetura Asset Finance's current application requirements on its website.

2

You can also explore business funding through Lendus. Fundably handles these applications and matches eligible businesses with its panel.

3

Fundably accepts UK limited companies with at least 3 months of trading and monthly revenue.

4

Availability of this particular lender through Fundably is not guaranteed.

Explore business funding options through Fundably

For UK limited companies with 3+ months’ trading and monthly revenue.

Check Eligibility

Pros and cons

Pros

  • FCA-authorised specialist lender within the wider Praetura Group
  • Focused product set: hire purchase, finance lease and asset refinance
  • Part of a group with sister invoice finance and venture capital businesses, useful for SMEs needing multiple funding types
  • Direct enquiries route via its own regional office in Blackburn

Cons

  • No public rate card; pricing is quoted per deal so it is hard to compare in advance
  • No published minimum turnover or trading history requirement, so eligibility can be unclear upfront
  • Smaller, more regionally-focused lender than some national asset finance banks

Is Praetura Asset Finance right for you?

Best for

UK SMEs seeking hire purchase, finance lease or asset refinance from a specialist regional lender, especially those that may also need invoice finance from a sister business

Not ideal for

Businesses wanting an upfront published rate card or a large national lender with branch presence across the UK

Praetura Asset Finance alternatives

If Praetura Asset Finance isn't the right fit, consider these alternatives:

Close Brothers Haydock Finance Shire Leasing Propel Finance

Explore finance options through Fundably when you apply; a soft credit check may be used for matching

For UK limited companies with 3+ months’ trading and monthly revenue.

Check Eligibility

Frequently asked questions about Praetura Asset Finance

Is Praetura Asset Finance legit?
Yes. Praetura Asset Finance Limited is an active company registered at Companies House (company number 08426091), incorporated in 2013, and is authorised and regulated by the Financial Conduct Authority under FCA firm reference number 737408.
What asset finance products does Praetura Asset Finance offer?
Praetura offers hire purchase, finance lease and asset refinance to UK SMEs.
What are Praetura Asset Finance's rates?
Praetura does not publish a public rate card or representative APR. Pricing is quoted per deal based on the asset, deal structure and the applicant's financials.
Is Praetura Asset Finance FCA regulated?
Yes. Praetura Asset Finance Limited is authorised and regulated by the Financial Conduct Authority in respect of consumer credit lending activities, under FCA firm reference number 737408.
Is Praetura Asset Finance part of a wider group?
Yes. Praetura Asset Finance is part of the Manchester-headquartered Praetura Group, which also includes Praetura Invoice Finance and Praetura Ventures.

Explore your business funding options

Explore business funding options through Fundably.

Check Eligibility

For UK limited companies with at least 3 months’ trading and monthly revenue.

Business finance matched to your needs

Ltd companies · 3+ months trading · monthly revenue

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